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What else can I help you with?
What is the purpose of home insurance?
Homeowners Property Insurance is "Hazard Insurance" that protects the property owner from loss or damage due to the stated covered hazardous perils.
Is water damaged cover by insurance?
It depends on the covered perils of your policy. On some policies there is coverage for water damage and on some policies water is not a covered peril or it is excluded.
What is a perils?
Perils are types of losses. All losses(perils) covered by an insurance company will be in your insurance booklet that they mail to you.
What is Covered peril?
Perils are types of losses. All losses(perils) covered by an insurance company will be in your insurance booklet that they mail to you.
What is a covered peril?
Perils are types of losses. All losses(perils) covered by an insurance company will be in your insurance booklet that they mail to you.
Will homeowners insurance cover damage to ATVs?
It depends on your policy perils and exclusions. Generally home owners policies exclude motorized vehicles. ATVs usually have their own insurance policies if you want to get them covered.
Are air conditioners covered by homeowners insurance?
Yes, Your air conditioner for your home is covered for the same perils as the rest of your home structure for covered perils such as Fire, Wind, Hail etc. It is not however covered for normal wear and tear or expected maintenance. See your home insurance policy or talk with your insurance agent about the covered perils you selected for your homeowners insurance policy.
Are insurance policies that cover perils such as fire storm theft and vandalism?
Most basic home insurance policies cover the perils of fire, storm, theft, and vandalism. You can get better policies also that cover many more perils, such a water, collapse, vehicle, etc.
Does dispute with extension with neighbor covers legal cover in home insurance?
No, Your home insurance policy provides coverage for property and liability losses resulting from the covered perils. Typically Fire, Wind Hail, accidental injury etc. Legal disputes not related to the covered perils between you and your neighbor would not be covered.
Will insurance cover structural damage in your home?
Yes, but it does depend on what the cause of the structural damage was. You need to look at your schedule of covered perils. Home owners insurance policies generally provide coverage for sudden accidental losses such as Fire, Wind, Hail, Falling objects, etc. See your policy schedule for a list of covered perils.
What is peril insured against?
That would depend on your insurance policy. Te covered perils are listed in your policy package under the heading "Covered Perils". You could review your coverage with you Insurance Agent for clarification.
Does homeowner insurance cover hvac?
Your HVAC is covered under your homeowners insurance for the same perils as your home, such as Wind, Hail, Fire lightning etc and subject to the applicable deductibles. See your Home insurance policy for schedule of covered perils.
