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Yes, Your air conditioner for your home is covered for the same perils as the rest of your home structure for covered perils such as Fire, Wind, Hail etc. It is not however covered for normal wear and tear or expected maintenance.

See your home insurance policy or talk with your insurance agent about the covered perils you selected for your homeowners insurance policy.

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Q: Are air conditioners covered by homeowners insurance?
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Related questions

Does homeowners insurance cover air conditioners?

Absolutely. A central air unit is considered and covered as part of the house while a window unit is considered personal property. As long as damage happened due to a covered cause then the homeowners policy will cover damage to the ac unit.

Will insurance cover an Air condition damage?

It depends on the cause of the damage. It has to be due to a covered cause on your homeowners policy. If it is due to maintenance then it is not covered.

Does homeowners insurance cover airconditioning units?

If your air conditioner is not operational due to age, wear or is simply broken down it is not covered under your homeowners Policy. If it was damaged due to a covered peril such as fire or lightning then it should be covered.

Is the air conditioning unit covered under home owners insurance?

Your air conditioner is covered for sudden loss from a covered peril under your home insurance policy such as wind, fire, etc. Your air conditioner is not covered by your home insurance if it is just inoperable, broken down or operating at a diminished capacity due to age or lack of maintenance. This would be a homeowners maintenance issue.

Does homeowners insurance cover replacement of the central air conditioner?

Only if it is for covered damage (such as hail, flood, etc.) not for normal "wear and tear."

Is the Replacement of heating and air units covered under homeowners policies?

It depends on whether or not they were damaged by a covered peril of the policy. For example if lightning is a peril covered on your policy, and that caused your heating and air units to stop working, then insurance would cover them.

What are the different types of home air conditioners that are available?

Different types of home air conditioners are: Central Air Conditioners Split System Air Conditioners Packaged Central air conditioners Portable air conditioners Ductless air conditioners and, Evaporation Coolers

Is your ac unit covered under my homeowners insurance?

no. an air conditioner is a household appliance the same as a washer or dryer. however there are service contracts available to cover all these major appliances which is really insurance. prices vary by appliance and age

Where was air conditioners invented?

When was Air Conditioners invented

If your air conditioner broke is it covered by your home owners insurance when they say it is wear and tear and is not covered?

Normal appliances are not going to be covered by home owner's insurance. An air Conditioning unit that doesn't work isn't going to be covered.

What are the advantages of cabinet air conditioners?

Cabinet air conditioners produce clean air and don't allow outside air to enter inside them. All the air that flows through these air conditioners is filtered and compressed.

Are there any portable air conditioners that are energy star rated?

no there are no portable air conditioners.