This will be covered under the collision portion of your Auto Insurance policy.
You collided with a telephone pole. Hence, Collision coverage would invoke.
Comprehensive and your rates will increase. After all, you are a danger to invisible poles everywhere.
Its logical.........the person who backed out while the other person was at it!
Whoever is backing up is at fault. No matter what the circumstances. Watchout!! Even if you are involved in a collision with an unlicensed driver who is driving recklessly, if you are backing up it will still be YOUR FAULT ! The question will answer itself if you didn't try to force the wording so much: Don't you think who is at fault "...when you back into the side of some one...." seems pretty clear?
It depends - was it hit and run ? Were both cars backing or one parked and one backed into it? If the other party is no where to be found, typically your Collision coverage ( if you have this coverage) will pay after you pay the deductible. It may also increase your future rates (and /or loss of discounts for being accident free) - so use some logic if it over $1,000 to repair.
If you strike him - you are at fault. He can be charged with the No Parking violation but YOU are charged with the collision.
Same thing happened to me in CA & we were found to both be at fault....
Both of you. Neither driver was watching where they were backing. The ultimate fault will be determined based on the police report and an investigation.
Unless you are backing up, a rear-end collision is almost always the fault of the person who hits you from behind.
Anytime a vehicle is departing private property and entering a road, it must yield the right-of-way to traffic. The liability is with the backing driver until the backing vehicle is fully into the road. The vehicle already in the road must still take all prudent steps to avoid a collision where possible. If either vehicle is operated in an unsafe manner, the liability will be assigned accordingly.
The car in the back is usually at fault in a rear end collision. The only exception would be if the car in front were backing up. The car in back is at fault for hitting you ,but if you are pushed into the car in front of you you are at fault for hitting that car.
It is the persons fault for entering your private driveway.Another View: If the collision occurred on private property, the insurance companies of both cars will be involved. As a general rule, the driver of the backing vehicle bears the responsbibility for making sure that he can safely proceed in reverse.
Assuming that the car hit was stopped when the other car was backing up, the one backing will be at fault. If there is no damage, or if it is below a certain threshold it may not even count as a collision.