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Is an uninsured driver financially responsible for accident damages in an insured car?
Huntr52
Both the permissive use driver and the vehicle owner(s) are financially liable jointly and severally for all damages and injuries sustained in an "At Fault" accident. Both can be sued.
If you were driving and at fault. Then you are the person most directly responsible for causing the accident and you are financially liable.
If the owner gave you permission to drive the vehicle, although he's not at fault, he is also financially liable because it's his car and he's the one who allowed you to drive the car.
If you are not a covered driver under the terms and definitions of the owners policy then the insurance company will not pay for the accident.
We should never borrow or loan out a vehicle without first verifying the driver will be covered under the policy.
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∙ 12y ago
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If I was in a 3 car accident and An uninsured motorist hit the car in front of me does the second vehicle who has insurance and then hit my car become responsible for my damages?
The owner of the car that caused your damages will be responsible to pay damages to you unless you live in a no-fault state. In that case, your insurance pays for your damages.
If your uninsured truck rolled out of park and hit an insured parked car do you have to pay for damages?
Yes. Even though it was an accident that caused an accident, the owner of the truck is responsible for any damges.
Will insurance cover your damages from an accident if an unlicensed uninsured driver was in an accident on private property?
It is highly unlikely.
How much are you responsible to pay if you are uninsured and an accident is your fault?
all of the damages/injuries you caused along with (probably) many fines and penalitys possible loss of your license and plates.....sorry.....
Will uninsured motorist cover damages caused if the other vehicle is stolen?
Uninsured will not cover this type of accident. Your comprehensive will cover this type of damage.
When you do not have any insurance AND the person who took your car without permission has no insurance and causes an accident who is responsible of the other parties damages?
You hope that the other driver responsible in the crash has insurance that covers uninsured drivers and then you sue your friend!
Is the person responsible for an accident supposed to pay for the damages?
yes. Unfortunately many of the people who are responsible for accidents are irrsponsible in their personal lives, have no insurance and have nothing of value. Often you don't get anything from the uninsured drivers who cause your accidents.
Who covers damages if the vehicles is uninsurred but the driver has his own insurance?
When a car is uninsured and it involved in an accident, the owner of the car is responsible for its damages and that of the other involved cars. This rule applies even if the driver has his own insurance cover on a different car.
What happens when an uninsured driver borrows a friend's uninsured car and gets into a wreck?
Both the uninsured driver and the friend are in trouble. My GUSS IS the uninsured friend will be liable to any damages he has caused The uninsured friend will be responsible for the damages to their car If insurance is required in your state, the uninsured friend and/or driver could face criminal charges
Can an uninsured driver be legally held responsible for damages to other cars even if the car he is driving is insured?
Yes, Both the permissive use driver and the vehicle owner(s) are financially liable jointly and severally for 100% all damages and injuries sustained in an "at fault" accident. Both can be sued. If you were driving and at fault. Then you are the person responsible for causing the accident and you are financially liable. If the owner gave you permission to drive the vehicle, although he's not at fault, he is also financially liable because it's his car and he's the one who allowed you to drive the car. If you are not a covered driver under the terms and definitions of the owners policy then the insurance company will not pay for the accident. We should never borrow or loan out a vehicle without first checking if the driver will be covered under the policy.
What will happen if you have a car accident and you are uninsured and at fault?
you will be held responsible/liable and have to pay for any and all damages, vehicle/injuries etc....also will likely lose your license/plates and have many many fines...
What happens if an uninsured and unlicensed person has an auto accident in the state of California?
The person will never be able to get a California d/licenes. He or She is responsible for all damages and more likely spend time in a correctional facility.
