No. He will get a ticket. His parents will have to pay all the expenses related to the accident. The parent's insurance probably won't pay anything unless it is covered under uninsured motorists section. I don't know about that.
In the state of Florida, drivers with only a learner's permit must be on their parent's insurance so that in the event that an accident does occur then they are covered.
The actual driver. Unfortunately, if the driver is your kid, and you're adding your kid to your insurance policy, it could affect your rates.
Yes. In most cases, depending on your insurance company and state, your insurance will go up after an accident, especially if you have a learner's permit.
Absolutely not. A driver with a learner's permit is presumed to be driving with the same caution and, along with his co-driver (ie, the adult next to you), similar experience. Your parents shouldn't see any rate increase in their insurance premiums if, as you say, you weren't at-fault for the accident.
Yes, in most cases they probably would.
A Learner driver insurance is a short term insurance. One can get it from 7 days to 24 weeks, while taking driving lessons. Some of the companies to provide such license are Collingwood and Dawes agencies.
Dependant upon WHOM the learner was insured with, who's vehicle he/she was driving, and the legalities such as "was there a licensed driver in the car at the time of accident"? all these things play a role. Contact a lawyer or your broker for a definite answer, but yes, in some instances, the parents can be liable.
Yes, it is illegal to drive without car insurance. You may be covered on your family's insurance plan, however, so I would discuss it with them.
You must be insured to drive a vehicle no matter what your age or if you have a learner's permit or regular license. You must be covered under a policy.
In most states, you can get auto insurance with just a learner's permit, but it will typically be added as a rider to a parent or guardian's existing auto insurance policy. This means that the primary policy holder (usually a parent or guardian) will be responsible for any damages or liability, but the insurance will also cover the person with the learner's permit while they are driving. When the person with the learner's permit is driving the car, they are considered a secondary driver under the parent's or guardian's policy, so typically the parent or guardian will have to list the learner driver as a secondary driver on the policy. It's important to check with the specific insurance company and state regulations as some insurers may have different requirements and rates for learners permit. It's also important to note that having a learner's permit does not automatically mean you can legally drive, you will also need to follow the rules and regulations of the state where you are applying for the permit, such as driving hours, ages, and passing a driving test.
Most insurance companies will automatically insure a child in your home with a learners permit. It is best to check with your insurance company to be sure.
Your auto insurance will cover your son while on a lerners permit. Check with your company as some require that he be listed as a driver and you must pay premium while others do not require that he be listed until he gets his regular license. If you insurance is telling you that there is no coverage while he is on the permit then you need a different insurance company.