It depends on the state you reside in. If permitted you would need to be bonded by having a certain amount of money "locked" in an account that you would have no access to unless you were to insure your vehicle by normal means.
Only VEHICLES are required to be insured, not individual drivers.
Individual Health Insurance
Only your insurance company can answer that - mine does... I have insured vehicles that were not in my name and insured vehicles in my name for other drivers - Geico... I have also loaned vehicles that were in collisions and they still covered them even though I did not specifically "add a driver".
The vehicle is insured not the individual. You can pay for and obtain the insurance in the name of the owner with you listed as an insured operator.
You can get a discount if you have your personal vehicles insured with the same company that your business vehicles are insured with. This called multi-lines discount and can result in substantial savings.
An insurance retention is the portion of an insurance claim paid by the insured instead of the insurance company. A deductible is a common example of a retention although there are other types of retentions. Retentions allow the insured to reduce insurance premiums whileassuming a portion of the risk being insured.
No, you can get a named insured policy that just covers you and possible vehicles you may drive.
All drivers are required by law to carry proof of Financial Responsibility. So if you are an insured driver under the terms of the Auto Insurance Contract then you are covered to drive it. If you are not an insured under the terms of that policy then you are not covered. Remember, Vehicles do not drive themselves and vehicles do not carry insurance, People do. Auto Insurance Is to cover the losses and legal liabilities of the Insured.
Fleet Insurance is actually a kind of insurance. This would be for people or companies that have more than a few vehicles that need to be insured. Such as a delivery company.
Vehicles are insured not drivers. If you are qualified and authorized to operate an auto the insurance on it will pay for it and any damage done by it.
An insurance quote is an offer of coverage at the quoted price. It is made by an insurance agent after tailoring a policy to the insured's individual needs.
yes