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If you are the driver of the vehicle you could face civil litigation by any other parties involved in the accident, including passengers in your vehicle. State laws vary but generally there may be additional criminal penalties including fines and jail time.

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Q: Injured in an auto accident with no auto insurance?
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Pet liability insurance?

Progressive Auto Insurance will cover your pet if it is injured in an accident with you.


What is PIP auto insurance about?

PIP is personal injury protection, so PIP auto insurance is a protection that benefits you and/or any passengers if any are to be injured in a vehicle accident. In some places, this coverage is considered as optional.


Does auto insurance cover catastrophic engine failure?

No - auto insurance is not the same as a warranty. Insurance protects you against claims by other parties who may be injured by your bad driving, and, if you carry collision insurance, helps defray the cost of repairing your car after an accident.


Who covers an accident when it happens in your driveway homeowners or auto insurance?

Auto insurance.


Your auto insurance should be lowered if you do not have an accident or tickets for a year.?

Your auto insurance should be lowered if you do not have an accident or tickets for a year.


How can I find out if soomeone has auto insurance?

If you have had an accident with this person then his insurance information should be present on the accident report. If you have no claim on this person's auto insurance then it is not your business whether or not he has insurance.


Will homeowners insurance cover injuries from an auto accident on private property?

No. Homeowners Insurance does not cover Auto accidents. Auto Insurance covers automobiles. It does not matter if the auto accident was on public or private property.


Does general liability covers driving accident of an employee?

No, Your general liability insurance covers accidents on the work site. Commercial Auto Insurance would cover the work related auto accident of an employee. If the employee was injured while on the job, Your workers comepensation coverage would also apply.


How does one file an auto accident insurance claim with Progressive Insurance?

It is very easy for one to file an auto accident insurance claim with Progressive Insurance. One can file an auto accident insurance claim with Progressive Insurance by calling a Progressive agent by phone or filling out a form on the official Progressive webpage.


Why is it advisable to purchase auto insurance?

If you drive a motor vehicle without insurance and you are involved in a major accident where you are at fault, you could be sued for several million dollars if other parties in the accident are badly injured or killed. It's just not worth the risk.


Will homeowner's insurance cover a vehicle accident for the passenger injured?

NO, that's what the vehicle insurance is for.


Does the insurance agent submit the auto accident claim to the insurance company or do I ?

It is up to the driver to subit the auto accident claim. You should submit the claim as soon as possible after the accident.