Yes it is.
No. You will have to use your health insurance first.
Yes... depending on your state though. Your auto insurance medical payments, or if you have personal injury proctection/no fault that would be primary in the event of you or anyone in your car hurt in an auto accident. Your our health insurance would be excess. In some states you can opt to have health insurance primary and auto excess. You can always check with your auto insurance provider, they can answer the question better b/c they can see your policy.
Someone's health insurance is not going to cover any injuries in an auto accident. That covered by the insurance on the vehicle. Since there wasn't any, it would appear the victim(s) only recourse would be to sue. And hope they can collect any judgment they might be awarded. Health Insurance WILL most definitely cover injuries resulting from an automobile accident. Some motoe vehicle insurance policies even have a "health insurance primary" option. The questions was how to determine which is primary , the health insurance or the insured drivers motor vehicle coverage
The reputable insurance company that can offer cheap auto insurance in New Jersey is none other than IFA Auto. IFA Auto is one of the most reputable auto insurance companies for New Jersey.
Call and ask your agent
If one is looking for high risk auto insurance companies in New Jersey, one could try the New Jersey Manufacturers Insurance Company. The IFA Auto Insurance is also worth a look.
If you have auto & health insurance...
One can buy auto insurance in New Jersey at the Esurance website. They offer auto insurance in New Jersey, which means they have mastered the slightly complex ins and outs for drivers in the Garden State. New Jersey drivers are required to choose between two types of auto insurance policies, basic and standard.
Auto insurance is required in New Jersey. As a New Jersey driver, you have many choices when it comes to purchasing auto insurance. Each choice you make affects the coverage you receive and the amount you pay.
No. You auto insurance has to pay first before the health insurance will begin to pay. Usually they want a letter from your auto insurance carrier to prove that all medical payments coverage on your auto insurance has been exhausted.
Medical insurance should cover any injuries substained no matter how they were caused. Health insurance is only responsible (in most cases) for what your car insurance and the third party involved's insurance does not pay. Legally, car insurance is primary over health insurance.
There are many different insurance companies in New Jersey. Some of the most popular insurance companies in New Jersey are IFA Auto Insurance and StateFarm.