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Fault in the accident is not a consideration. Normally the insurance company or the At Fault driver is responsible only for repairing your vehicle and providing you with a rental car.

While this may not be entirely fair, it is the system and you agreed to it when you chose to drive.

Some states do have a provision that a vehicle must be totaled if the damage exceeds a certain percentage of the total value of the auto. YOur best resource is your insurance agent.


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Q: If your vehicle was damaged but not totaled can you request that the insurance company replace it with a new vehicle if the accident was not your fault?
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How quickly will an insurance company repair or replace your roof tiles after they are damaged in a hail storm?

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What does the insurance company do when a car is not total in a wrecked?

If a vehicle is damaged in an auto accident the insurance company that insures the vehicle has the option to repair it, replace it, or pay the actual cash value of the car. The last one is in the case of a total loss and the company never tries to replace a vehicle anymore. In this case it would repair the vehicle and pay for the cost of repair less your deductible which you will be responsible to pay for yourself.

What can you claim in an RV accident it was the other drivers fault the Camper was totaled?

Insurance is made to pay for your financial loss due to an accident, not to see what you can get. In this case if there were no real injuries and the camper is not repairable then the insurance company will pay you the value of the camper and you will be made whole. This means you will have no real loss financially than you were in before the accident. The insurance company have the option to repair, replace, or pay the actual cash value of the vehicle. If any other items that were not part of the camper were damaged they will be included such as televisions, computers, etc.

What do you change when you get into an accident with a 2007 PT Cruiser?

You repair or replace any damaged parts.You repair or replace any damaged parts.

If your new car's door is badly damaged how do you get the insurance company to replace it with a new door instead of just repairing it?

Depends on how it was damaged. If it was another drivers fault, take it up with their insurance company, by getting estimates of a new door and submitting it to them. If it damaged the vehicle bad enough, by making it unsafe to drive or bending the frame, it would be safer to replace it anyways, rather than repairing it.

Will insurance cover the cost to replace the carpet throughout your house if the majority of it was damaged from an accident And you have the same carpet throughout now.?

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If you hit a car and that car's only damage is a tire does insurance generally pay for all 4 tires?

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Do all auto insurance policies replace damaged parts with used or salvage parts only becaused it is an older model?

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If a friend drove your vehicle when there was no insurance and was involved in an accident who is liable for the cost to replace the car?

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