Yes.
No. Speeding tickets are issued to the driver not the vehicle.
The fact that a driver gets a speeding ticket has nothing to do with the owner of the car(unless it's the speeders.) The vehicle owner's insurance company will never know about the ticket, but your's will (or your parents) if you're a minor and insured under your parent's insurance. However, if there's a reportable accident involved with the speeding ticket, then the owner of the vehicle,(I'm speaking only for New York State, not sure about others), will be considered responsible for the accident, since the insurance company will now know, but the speeding goes with the driver.
Yes
Insurance companies request an MVR or Motor vehicle record from the state in which you live. This reports your previous violations to the company.
No. In fact I just got a 180$ speeding ticket in Texas and they didn't even check my insurance because it was an out of state vehicle. However, if they ran your insurance when you got pulled over (out of state vehicles sometimes they dont) then it will be reported to your insurance.
Yes it could, you a s the owner o f the vehicle are fully responsible for the car and the person who is driving it.
you have to have a car for getting a car insurance No, you can be driving your parents car & be on their policy, therefore you are still insured
noway.
Insurance Coverage on a Parents policy? Yes, So long as you are also listed by name as a covered driver on your parents Policy and your parents have an insurable interest in your vehicle. If you are a minor or a dependent still living at home then you might be able to get insurance cheaper through your parents than you could seperately. You "by name" would need to be added along with your vehicle to your parents policy to be an insured driver.
If you are in your parents vehicle and you are on their auto insurance policy, you would be covered.
If the violation shows on your drivers transcript, the insurance company has the ability to charge a surcharge points or not. Not all motor vehicle violations carry points.
In the US insurance has nothing to do with speeding. If your state has mandatory insurance, the fact that your car is insured is good enough but the officer may want to see proof of insurance. Here it is the vehicle that is insured, not the driver. In UK you should not let anyone drive your car on the public road without checking they are insured. You can be fined if you let them drive without insurance.