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Q: If your vehicle is on your parents policyand you got a second speeding ticket does that make their insurance go up even though they did not get the ticket?
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If someone else is driving your car and gets a speeding ticket will it affect your insurance?

No. Speeding tickets are issued to the driver not the vehicle.


If you get a speeding ticket while driving somebody elses car will their insurance go high?

The fact that a driver gets a speeding ticket has nothing to do with the owner of the car(unless it's the speeders.) The vehicle owner's insurance company will never know about the ticket, but your's will (or your parents) if you're a minor and insured under your parent's insurance. However, if there's a reportable accident involved with the speeding ticket, then the owner of the vehicle,(I'm speaking only for New York State, not sure about others), will be considered responsible for the accident, since the insurance company will now know, but the speeding goes with the driver.


In CA will a speeding ticket received in a commercial vehicle affect your personal auto insurance premiums?

Yes


How do insurance companies find out about speeding tickets?

Insurance companies request an MVR or Motor vehicle record from the state in which you live. This reports your previous violations to the company.


If you get a speeding ticket in Texas do they report it to other states?

No. In fact I just got a 180$ speeding ticket in Texas and they didn't even check my insurance because it was an out of state vehicle. However, if they ran your insurance when you got pulled over (out of state vehicles sometimes they dont) then it will be reported to your insurance.


What if someine is driving your car and they do not have their own insurance and they get a speeding ticket does your insurance go up?

Yes it could, you a s the owner o f the vehicle are fully responsible for the car and the person who is driving it.


Do you have to have a vehicle in your name to get car insurance?

you have to have a car for getting a car insurance No, you can be driving your parents car & be on their policy, therefore you are still insured


Can an 18 yr old child on their parents auto insurance policy give permission to a friend to drive their parents vehicle?

noway.


Can you use your parents' insurance policy to cover a car that's in your name?

Insurance Coverage on a Parents policy? Yes, So long as you are also listed by name as a covered driver on your parents Policy and your parents have an insurable interest in your vehicle. If you are a minor or a dependent still living at home then you might be able to get insurance cheaper through your parents than you could seperately. You "by name" would need to be added along with your vehicle to your parents policy to be an insured driver.


What happens if I get in an accident and only have your permit?

If you are in your parents vehicle and you are on their auto insurance policy, you would be covered.


You got a speeding ticket but in Connecticut you get no points for that will your insurance go up now?

If the violation shows on your drivers transcript, the insurance company has the ability to charge a surcharge points or not. Not all motor vehicle violations carry points.


If your friend gets a speeding ticket in your car and is NOT insured but you are and they didn't give the officer your insurance info what will happen?

In the US insurance has nothing to do with speeding. If your state has mandatory insurance, the fact that your car is insured is good enough but the officer may want to see proof of insurance. Here it is the vehicle that is insured, not the driver. In UK you should not let anyone drive your car on the public road without checking they are insured. You can be fined if you let them drive without insurance.