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Insurance Coverage on a Parents policy? Yes, So long as you are also listed by name as a covered driver on your parents Policy and your parents have an insurable interest in your vehicle.

If you are a minor or a dependent still living at home then you might be able to get insurance cheaper through your parents than you could seperately.

You "by name" would need to be added along with your vehicle to your parents policy to be an insured driver.

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Q: Can you use your parents' insurance policy to cover a car that's in your name?
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