no
Property and liability insurance covers a range of possibilities such as passers-by getting hit by falling masonry from your home, people injuring themselves whilst at your property or the cost of repairing your property due to an accident.
There are many insurance companies which provide coverage on wrecked vehicles. Typically, these vehicles will need to be fully insurance. Liability insurance does not cover a wreck. Geico, Progressive, Allstate, and State Farm all have policies which cover a vehicle in case of a wreck.
The only way they would cover it would be if she was negligent in any way. For example; if she didn't properly secure the vehicle. You would have a liability claim against her.
No. Their insurance will cover the damage to their vehicle, though they will not be happy about an unlisted driver being behind the wheel having an accident. If they have no physical damage coverage it will not be repaired or replaced.
NO, That's what car insurance is for.
No. Liability insurance will only cover your liability for property damage/injuries to others. In this case, it would cover the damage to the pole you hit. Your liability coverage will never cover damage to anything you own. You would need collision/comprehensive coverage to cover damage to your car.
does it cover repairing plaster walls and repainting and fixng plumbing
No. Wedding insurance will only cover things such as public liability, host liability etc. It does not cover a runaway bride.
No, there is a business exclusion under the liability section. You personal homeowners insurance will not cover your Commercial activities. You will need a Commercial General Liability policy to cover your business operations.
no it does not, liability covers only the second party.
General liability covers Public and Producs Liability, therefore by having General Liability cover, public liability is covered also.
yes it will