Roof leaks due to maintenance problems such as aging or deterioration of the roof would not be covered as far as repairing or replacing the roof is concerned. The resulting interior water damage if discovered and reported timely to the insurance company may be covered (some exclude the interior damage as well). //
Insurance is designed to cover large, unexpected losses. Maintenance and wear-and-tear are not covered.
Most policys will say the loss must be ''sudden and accidental'' meaning and generally excluding anything that happens over time, but costs nothing to file the claim, and find out for sure.....
Sorry, the driver with no insurance can claim of your insurance. He/she has no legal right to lodge such unauthorised claim.
Selling your car with insurance claim pending, will simply null and void your insurance claim. Because your damaged car can be subjected to inspection by the Assessor of the Insurance Co. for assessment of the insurance claim any time.
A claim is a liability on part of the insurance company. If a customer makes a claim it means that the insurance company has to pay the customer for the amount is eligible to claim and hence it is a expenditure on the balance sheets of the insurance company.
One can file a claim with Affirmative Insurance by going on the official Affirmative Insurance website. Then one can press the button 'Submit A Claim' to file a claim.
How much increase auto insurance after claim
That's not very likely. The insurance company does not file your claim, they accept your claim notice from you. You have to file your claim with the company, not the other way around.
Usually in a bad faith insurance claim the insurance company is in the wrong. A bad faith claim is when an insurance company fails to pay out what was promised on the claim. More than likely you could sue the insurance company and have a chance at winning your case.
The real beneficiary from a mortgage insurance claim is ultimately the insurance company that provided you with the mortgage insurance in the first place.
In the USA you do not pay taxes on the Proceeds from an Insurance Claim.
Once you submit an auto insurance claim can your provider deny it?