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The vehicle At Fault would normally use their insurance. If their insurance does not cover the damage or the police considered the accident a non fault, the car stopped at the light will have to pay for their own vehicle.

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Q: If you were rear ended at a red light should you use your own insurance or the party at fault?
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Related questions

What happens if you have no auto insurance and a suspended license your sitting at red light and a car slams into the back of you and there is damage to your car driver admits its his fault?

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