Depends upon the laws of the state. The insurance company could take you to court, and if you lose it would could also cost you court costs as well as the cost that the insurance company paid taking you to court. The owner of the lot could also press charges for tresspass (criminal tresspass in some states). In most states the only time a police report is made is when there is an injury. I know of one incident where the police waited until uninsured person departed the property and then stopped him on city street for no insurance.
It is highly unlikely.
Private hire insurance is insurance provided to Private Hire drivers, or Taxi drivers, as they're better known! The function is to provide insurance and indemnification against legal and medical costs in the event of an accident.
No. Homeowners Insurance does not cover Auto accidents. Auto Insurance covers automobiles. It does not matter if the auto accident was on public or private property.
Private accident insurance?
your auto insurance
insurance for commerical vehicles is higher because of the fact they will be driven more frequently by multiple drivers. The driving distance could vary from short to long. The probabality of being in an accident is greater, as well as lawsuits.
BOTH drivers are at fault for backing without caution. If the accident occurred in a driveway on private property, no ticket was probably issued. Turn it over to your insurance companies.
No, because you payed for it so they use your money to fix the car if you have an accident.
A parked car almost never crashes into others or does anything else that prevents other drivers on private property from stopping in time to avoid hitting it. Therefore, the fact that it may be "illegally parked" usually has nothing to do with why someone negligently crashed into it.
You can't unless they tell you who they are insured with. Who a person is insured with or even if they have insurance is a private matter between the insured and the insurance company. Now, if there is an accident and the police come to the scene they will collect that information and put it in the accident report. This is why it is crucial to always call the police to the scene of the accident no matter how much the other person begs to give them a break. Always, always!!! call the police to the scene of an accident. The exception is if the accident is on private property.
Yes, if the hit-and-run driver is eventually known, if you suffered personal injury, you may sue for damages over and above what your insuror will pay you for. If it only resulted inproperty damage to your car, usually it is your insurance company who will handle it.
Insurance records are kept by private companies, not by the governmnent. There is no time limit for the storage of this type of data.