Wiki User
∙ 14y agoNo. Homeowners Insurance does not cover Auto accidents.
Auto Insurance covers automobiles. It does not matter if the auto accident was on public or private property.
Wiki User
∙ 14y agoNo, Your homeowners Insurance does not provide coverage hired workers. A contractor is responsible for his own insurance policy or workman's compensation to cover injuries to himself and his employees. A contractor is not your employee and therefore not your responsibility, he is self employed.
No, That's what your Major Medical or Health Insurance policy is for. Homeowners Insurance is "Property Insurance". The very, very small amount of medical coverage offered on most home insurance policies is for accidental injuries to others while on your property.
Yes, in most homeowners insurance cases, the property of a visitor is covered. Also, it can cover any injuries that a visitor suffers.
It's called "personal liability" coverage, and virtually all homeowners policies have it.
Call your insurance company and get a claim started.
No You would need to seek coverage under your medical insurance policy for accidental injuries. Homeowners insurance is for property and liabilities that may arise out of home ownership. Home insurance does not replace medical insurance. If you think the property owner is liable through cause of injury, you might seek coverage under their liability if they carry the coverage.
No, your Homeowners Insurance will not. Your Medical Insurance Will.
No, homeowners insurance excludes vehicles.
Homeowners Insurance Covers your Property. Not criminal activities
If you scheduled your personal property on your Homeowners Insurance Policy then it will cover. If you failed to schedule your personal property then it will not be covered.
Which of these provides the funds needed for expenses such as property taxes, homeowners insurance, mortgage insurance, etc.?
You are responsible for the damage you cause in an accident, regardless if you are insured or not. Having insurance transfers your responsibility to pay for the damage from you to your insurance company. If there are injuries to the other party, then the other party's insurance should pay for their injuries, but you are still responsible for the property damage you have caused the other person.