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If you have paid off your mortgage and do not have a lien on the home you are not required to have insurance in most placed. But only a fool would not have basic homeowners insurance even if they were not required to. What if your home burns down?

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Q: If you own your home do you still need insurance?
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What do you need to apply for homeowner insurance?

You need to own the home. Call and talk to an agent.


Do I need building insurance for a building I don't own?

Yes, you will need building insurance. It is still wise to have some type of insurance to cover for damages and loss even though you don't own the building.


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How much insurance do I need for contents of my home?

The amount of insurance you need depends on the value of the contents you own. If you have a lot of valuable items, like collectibles or antiques, then you should invest in more insurance.


What is dwellers insurance?

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What if neighbor's house catch on fire then yours but your neighbor has no insurance?

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What do you need to qualify for Salem insurance?

As long as you are in decent health; own a home; own a car; and have money for insurance, Salem insurance will be sure to help you! Salem compares local prices, to promise you the lowest price.


Do you need public liabilty insurance?

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Do you need house insurance if you own a dog?

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