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Your collision coverage should pay for the damage caused by hitting the tree.

Comprehensive insurance covers water damage, hail and flood. However, in your scenario, the damage was only indirectly caused by the water. Damage to your car caused by hitting another car or a fixed object is paid for by your collision coverage.

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Q: If you hit a high water area and hydro planed and hit a tree will comprehensive insurance cover the damage?
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Related questions

Will your flood insurance cover your car in the driveway?

No, Flood insurance will not cover your Automobile. Your Comprehensive Auto Insurance will cover flood damage to your Car.


Does liability insurance cover hail damage?

No. That would come under comprehensive insurance.


What does insurance cover for wind and hail damage coverage?

Insurance will cover whatever damage to your vehicle as long as you have comprehensive insurance. As long as you have a HO-3 insurance, it will cover the replacement cost to your house if you take wind or hail damage as well.


Does comprehensive auto insurance cover damage from a tree crushing it at home?

yes


Does State Farm Auto Insurance cover flood damage?

Yes it does, through their comprehensive insurance coverage.


If a tree fell on your car at work who pays?

Your auto insurance will cover the damage to your vehicle if you have comprehensive coverage. The Comprehensive portion of your auto insurance covers damage resulting from an act of nature.


What kind of damages does comprehensive auto insurance cover?

Comprehensive auto insurance will cover a driver for car accidents and injury caused by them. It will also cover damage from weather incidents, vandalism and fire, as well as theft.


Does homeowner insurance cover damage from a tree falling on an automobile?

No. Comprehensive coverage on the auto does that.


Will liability insurance cover damage to a person's vehicle caused by someone else?

NO, liability covers damage you do to someone else's property. Comprehensive insurance covers damage to your vehicle by someone else. If you have no comprehensive, then you will need to look to their insurance for recovery of damages.


Does comprehensive auto insurance cover damage from road debris?

It depends on the terms of the insurance and the type of damage to the vehicle. Contact your insurance agent for the terms of your insurance. In general, it should.


Will homeowners insurance cover damage to a car damaged at your home?

It depends on the situation but mostly the car insurance comprehensive coverage would cover any damage done in a non-moving accident.


If a tree falls on your moon roof what insurance coverage do you use?

File a claim on your comprehensive auto insurance if you have it. Your homeowners insurance will not cover damage to your vehicle.