Their insurance is suppose to pay if it was their fault.
That is right, but you are not insured which is against the law. That is likely to cause the normal procedure to be diffrent. If I was the agent you would get a fine (very large)!!
Another answerer says: Look at the OJ Simpson case: With enough highly-paid lawyers (or judges), even YOU can get away with murder.
if they are the ones that hit your car then yes, they or their insurance are the ones who have to pay.
It was your car so your insurance will have to pay. Never loan a car out to someone who is not on your insurance policy.
If you have the proper insurance or you were hit by someone you will surrender the car and the title to the insurance company and they will pay you the actual cash value of the car before it was hit.
If the police can't find the car thief, your insurance will have to pay for it. If they CAN find the car thief and he/she has nothing, your insurance will STILL have to pay for it.
if he is not on your insurance he is required to have his own insurance otherwise he is driving your car without insurance with or without your permission illegally so no it will be the get out clause the insurance company will use not to pay out and why should they pay for someone who has not paid for there services
The insurance will pay for the car you hit.
If the accident was your fault you're out of luck. If you were hit by someone, their insurance will total your car and pay you for its actual cash value.
If you are driving their car and hit their car, then their insurance will pay for the damage on both cars. If you are driving your car and hit their car, then your insurance will pay for the damage on both cars.
Yes, alternatively you could pay for the repairs yourself.