answersLogoWhite

0


Best Answer

As long as the other carrier has accepted liability, they will owe for your damages whether you have insurance or not.

User Avatar

Wiki User

8y ago
This answer is:
User Avatar

Add your answer:

Earn +20 pts
Q: If you have an accident other party admits fault no police report your insurance was lapsed will the other insurance cover your loss?
Write your answer...
Submit
Still have questions?
magnify glass
imp
Related questions

When in an auto accident and the person gives proof of insurance and it's lapsed -can I get info from the police from the insurance policy number?

That's the first place I would go is to the police officer who wrote the report. Let them know the insurance lapsed and ask them to check on a current insurance. If the policy they gave the office is not valid I would pretty much guarantee that they don't have insurance. You can call the owner of the vehicle from the report as well. Most likely you will have to turn it over to your insurance company if you have uninsured motorists coverage. Your company will pay the claim and go after the other party. They will do the legwork and pay all legal fees involved with collecting from the other person.


Can someone file a claim on your car insurance if the accident wasn't reported to the police?

Sure. People can claim anything. The question is will your insurance pay the claim. Without a police report of the accident, you may be in for a lawsuit. Never ever, have an accident and fail to call the police.


What to do when you got car accident?

Call the police and get a police report. Call your insurance company and report it to them asap.


You were involved in a minor fender bender no police report was filed but insurance company will be notified Will the accident show on your driving record even though the police was not involved?

It shouldn't ... normally insurance companies do not report the accident to the police authorities unless a death is involved. However, since you reported the accident to your insurance and if you are at fault, it may cause your rates to increase.


What are the penalties for giving a police officer a false auto insurance card if involved in a accident?

insurance fraud.


What happens if you are in a car accident and you have insurance but the person who causes accident does not have insurance?

My plan was denied and it was not my fault it was the other drivers fault because police and show up to make a police report it is really his mind


What recourse do I have if the at fault driver will not contact his insurance company about the accident?

If this happened to me, I would find out what my insurance company can do and from there contact the police or file a civil or small claims suit. None, if the accident wasn't reported to the police.


Do you need to report an accident to the police if you have hit a telegraph pole?

Yes, you will need to report your accident to the police. You should report all accidents to the police, so that you can file a claim with your insurance.


How do insurance companies know you had an accident?

1) Your insurance company receives your driving record from your DMV. If you are in an accident and it is reported to the police, they will add that accident to your driving record. 2) When you are in an auto accident, the insurance companies of everyone involved are notified when people submit claims.


Who do you notify when involved in an accident?

Medics , police, insurance company, family are to be called.


What if you are hit in a car accident and the person who hit you has no insurance?

Simply, call the police!


If you are involved in an injury accident?

Contact the police, call for help, and call insurance.