As long as the other carrier has accepted liability, they will owe for your damages whether you have insurance or not.
That's the first place I would go is to the police officer who wrote the report. Let them know the insurance lapsed and ask them to check on a current insurance. If the policy they gave the office is not valid I would pretty much guarantee that they don't have insurance. You can call the owner of the vehicle from the report as well. Most likely you will have to turn it over to your insurance company if you have uninsured motorists coverage. Your company will pay the claim and go after the other party. They will do the legwork and pay all legal fees involved with collecting from the other person.
Sure. People can claim anything. The question is will your insurance pay the claim. Without a police report of the accident, you may be in for a lawsuit. Never ever, have an accident and fail to call the police.
Call the police and get a police report. Call your insurance company and report it to them asap.
It shouldn't ... normally insurance companies do not report the accident to the police authorities unless a death is involved. However, since you reported the accident to your insurance and if you are at fault, it may cause your rates to increase.
insurance fraud.
My plan was denied and it was not my fault it was the other drivers fault because police and show up to make a police report it is really his mind
If this happened to me, I would find out what my insurance company can do and from there contact the police or file a civil or small claims suit. None, if the accident wasn't reported to the police.
Yes, you will need to report your accident to the police. You should report all accidents to the police, so that you can file a claim with your insurance.
1) Your insurance company receives your driving record from your DMV. If you are in an accident and it is reported to the police, they will add that accident to your driving record. 2) When you are in an auto accident, the insurance companies of everyone involved are notified when people submit claims.
Medics , police, insurance company, family are to be called.
Simply, call the police!
Contact the police, call for help, and call insurance.