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If you have an accident because of icy road conditions does your comprehensive insurance cover this?
Wiki User
∙ 16y ago
The definitive answer is "maybe". Most coverage of accidents is dependent on fault. If you were traveling at too high a rate of speed or made a dangerous action that caused the accident, depending on the specifics of your policy the amount of coverage may be less than full or non-existent.
Wiki User
∙ 16y ago
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What happens if you had been in an accident and it was considered 5050 because there was no way to prove who was at fault but you had only comprehensive and collision and no liability insurance?
Both insurance companies will pay for their own, depending on your policy coverage.
Why do you need insurance if all you have is a permit?
because you can still get into an accident
What is the monthly accident insurance cost for a healthy man that is 31?
Accident insurance is typically very cheap because it restricts coverage to a claim involving death resulting from an accident which has a low statistical probability. Whether or not a man is "healthy" is of no relevance for "accident insurance". There are actuarial tables available that show the chance of death by accident by age and gender. If you are asking about "accident insurance" that will replace your income if you are hurt in an accident, that is typically very cheap as well. I am certain that you can get instant online insurance quotes for "accident insurance" if you use a search engine to seach the phrase "buy accident insurance"
Why do insurance companies test for drugs after an accident?
Because the accident could have been caused by the use of drugs.
Can a insurance company sue me after an accident. Because after their investigation they found me a fault. I was not issued a ticket for the accident?
Yes.
Why is your car insurance so expensive?
because if you get in a wreck...your insurance has to pay for it and you have to pay alittle money to help them pay gor your accident. because if you get in a wreck...your insurance has to pay for it and you have to pay alittle money to help them pay gor your accident.
What types of insurance do accident and health insurance companies provide?
The accident and health line consists of the following categories: group, credit, collectively renewable, non-cancelable, guaranteed renewable, nonrenewable, and other individual health and accident lines. In 2014, health insurers in the US will not be able to deny coverage because of pre-existing conditions. Therefore, most policies will be "guarantee-issue."
Can I be denied health insurance due to preexisting medical conditions if my job switches health insurance carriers?
No, because group insurance is normally guaranteed-issue, so they have to insurance no matter what conditions you have.
Why would you purchase comprehensive general liability insurance?
If you are in a business that involves the risk of accidents, you can be sued for large amounts of money in the event of an accident, therefore you need comprehensive general liability insurance to protect you if you were to lose a large lawsuit. That is incorrect. I had comprehensive general liability on my Motorcycle. Wrecked it an was not covered because I did not have colllision coverage. General Liability covers the injuries, repairs of others involved in a wreck where you are found at fault including property, for the amounts stated in your policy. Also there are statewide minimums for each category. Your vehicle is not covered. If you are hit the other drivers insurance pays for your vehicle, if they are uinsured then your policy pays because you are required to have uninsured protection on your policy. If you wreck your car you do not get it repaired by your insurance company with liability. Comprehensive covers damaged to your vehicle incurred by weather, fire, vandalism, etc.. When you get comprehensive coverage you will select a deductible that you must pay and your insurance will pay the rest. For example: a tree branch falls on your car while it is parked somewhere. Comprehensive coverage is for that.
What can happen if after an At Fault accident the auto is totaled and you choose to cancel the insurance because you will not drive again and there are personal injury claims not settled?
If you were insured at the time of the accident, your insurance should pay up to the amount stated on your policy. It does not matter if you still have the insurance now. It is important that you had it on the daye of the accident.
What if you have a past due balance on car insurance account then get in an accident?
You're probably screwed because your insurance most likely has lapsed.
If you have an accident in a company car can your company expect your private insurance to pay for it?
No, because you payed for it so they use your money to fix the car if you have an accident.
