0
If you have a fully comp insurance can you drive any group of car third party?
Wiki User
∙ 16y ago
No, You should refer to your Insurance policy terms and conditions or ask your Insurance Agent. Certain vehicles such as Commercial vehicles and others are excluded from coverage on Personal Auto Insurance policies.
Wiki User
∙ 16y ago
Add your answer:
Earn +20 pts
Can you drive any car under your fully comp insurance?
normally if you have fully comprehensive insurance you are insured to drive any car with permission but only third party. its legal but its not ideal if you have an accident as it will only pay out for the 'other persons car', not the one that your driving. the cost of any repairs to the car you are driving will be YOUR responsibility. always check your policy to make sure that this is offered as part of your fully comprehensive package.
Does van insurance differ from car insurance?
Like other vehicle insurance, van insurance can be broken down into three general categories. These are Fully Comprehensive Insurance; Third Party, Fire, and Theft Insurance; and third party insurance.
What kind of insurance policy can cover a person driving a car that is not theirs?
Fully comprehensive cover will allow you to drive others peoples cars, with their permission, but only on a thrid party basis, and you have to be over 21.
Can you give someone permission to drive your car when fully comprehensive?
short answer no, unless your insurance policy states any driver, then you will still have to check for any age restrictions. Drivers with comprehensive insurance will generally have emergency cover to drive other cars but this will only be third party, again you will need to check your policy documents.
What is some car insurance for young women?
Car insurance can be in the form of third party or fully comprehensive insurance which is very useful when driving locally and helps to increase insurance premiums
What kinds of insurance are offered at AA Auto Insurance?
There are many different types of insurance offered by AA Auto Insurance. This includes fully comprehensive insurance including legal cover, and third party only insurance.
What is the difference between third party and fully comprehensive car insurance?
Third Party Insurance only covers the person you have hit in the accident, you have to pay for all the damage to your own vehicle yourself. Fully Comprehensive covers all your damage and all of the other person's damage.
If I'm fully comp on my car and my friend is fully comp on theres are they legally allowed to drive your car with you being the passenger?
You really need to check the insurance policy wording for both your's and your friends policies. It is likely that you will both be covered to drive other cars but this is generally on a third-party only basis. Each insurer and insurance scheme varies so you should check with your insurer or broker before driving other cars. CQ
What are the parties involved in Insurance?
There are two parties involved in an insurance contract. They are;Insurer: The party to an insurance arrangement who undertakes to indemnify for losses.Insured: The person, group, or property for which an insurance policy is issued.
You have fully comp car insurance can idrive another persons car third party if the car has a current mot and tax but the owners insurance has runout?
Of course you can drive it... you can drive any car you want... I think the question you are asking though is whether or not it will be legal to drive and whether or not an out of force car insurance policy will cover you if you wreck the vehicle even if it has a current tax and license... right? The answer to those questions is NO. If the current owner's coverage is not in force, it is not legal for you to drive the vehicle unless you have a Non-Owner Insurance policy which insures any vehicle you drive. An out of force policy will NOT cover you at all. Whether the vehicle has current license and tax has no bearing at all on whether you meet your States insurance guidelines.
If you let your son drive a car that is titled in your name and the car is uninsured and your son is in an accident how do you handle that?
Well if your son has insurance elsewhere, the other party can pursue that insurance company (even though they don't insure your car). If he does not have insurance either, the other party can pursue you and him for damages.
What is third party insurance?
Third Party Insurance is a Liability insurance purchased by the insured (first party) from an insurance company (second party) for protection against possible suits brought by another (third party).
