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If you are in an accident and it is your fault does your insurance pay for both cars?
Wiki User
∙ 17y ago
No lovey not if your the one At Fault... Insurance only covers the other person if your at fault sorry honey..... It depends on what insurance coverage you have. The liability coverage that all states require you to carry on any registered vehicle will cover the other person's damage. If you also purchased collision insurance, that will pay for your vehicle (less the deductable).
Wiki User
∙ 17y ago
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What happens in an accident where nobody has insurance?
If two cars crash and neither driver has insurance, the police officer arriving on the scene will of course both issue you tickets for no insurance, and your license can be suspended. The officer will also determine who was at fault, generally the faulty party is responsible for damages. Otherwise you are both on your own for being negligent for not having insurance at the time of the accident.
Both cars are uninsured who pays?
Whoever is determined to be at fault for the accident. Best thing to do may just be to pay for your own cars.
Who is at fault in accident which occur on a freeway on ramp?
the cars fault-obviously
New driver gets into accident with friends car with no insurance friend only has GDL who's liable for damages to both cars?
If it was your fault then your freind is liable for the damages. If it was the other guys fault then his insurance will pay for it. Keep in mind, while legally it is the owners responsibility for the damages, he can sue you if he wanted to.
What happens if you are driving an uninsured car that you also own and you get into an accident and it was your fault I have basic insurance on another vehicle but none on this vehicle in question?
If you are driving an uninsured car that you own and you get into an accident that is your fault, then you have to personally pay for the various expenses that may result from that accident, which includes both the cost resulting from damage to the cars involved, and also any medical expenses which result from injuries to people in those cars. Since you also are legally required to have insurance, the police may impose additional penalties.
If someone hits your car and you have no insurance will their insurance cover your car if they were totally at fault?
Yes. All registered drivers are required to hold liability insurance, which means that if they cause an accident, their insurance will pay for damages to the other peoples' cars. So, if the person does hold the required insurance, and is entirely at fault, your damages will be covered.
What is no fault auto insurance?
In any state where no-fault auto insurance is required by law, you recover the cost of damage to your auto and to its occupants from your own insurance company. There is no need to prove who was at fault in the accident. For example, if two cars crash each other, each goes to its own insurance company to be reimbursed for the physical damage and medical costs which result.
Does homeowners insurance cover hospital from a car accident?
No, Homeowners insurance is for the house. it does not cover cars or car accident claims.
Who is at fault when you back into a car?
If you back into a car you are at fault, especially if the other vehicle was parked. You are the one with the responsibility to look behind you and to avoid the accident. If both cars are moving all bets are off.
How do you determine who is at fault when an accident happens in a roundabout?
Cars in the roundabout have the right of way over cars entering the roundabout.
Do you automatically lose the case if you just bought a car and have no insurance and got into a car accident or do you have a chance of winning?
It depends on who is at fault for the accident. Also, in most cases, if you have other cars that are insured, and the accident happened within 30 days of the purchase, there should be coverage under that policy.
What happens in a car accident if both cars involved do not have insurance and the car at fault was drunk driving?
If neither vehicle was insured you will have to sue the other party in order to collect any damages. Drunk driving is a contributing factor but really whichever party is at fault for any reason will be liable to the other party. The bad news is that if the person did not have insurance the probably don't have assets to pay the damages. This is why you need insurance and uninsured motorists coverage.
