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Q: If you are in a minor accident and both parties do not file a claim to either insurance companies but a police report was made does this still go on your driving record?
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Whose insurance should you call after an accident?

After an accident, all parties involved with the accident should exchange insurance information. Typically, the insurance companies will talk to each other about repairs and cost.


Car accident and neither have insurance?

The at fault party is still liable to pay the damages. Added: Both parties will probably be cited for driving without insurance as well.


What happens when both parties in a car accident have the same car insurance company?

The claims process should be quite a bit easier. What some companies do is waive your deductible for both parties.


Why do auto accident settlements take so long to be concluded?

When someone is in an auto accident it often seems that the settlement takes a long time to come to a conclusion. This is because all parties must provide information to the insurance companies and the insurance companies must undertake a thorough investigation.


Who determines fault in auto accident?

Insurance companies determine fault by looking at police reports, taking statements from the parties involved and witnesses, and looking at the vehicles.


Does auto insurance cover catastrophic engine failure?

No - auto insurance is not the same as a warranty. Insurance protects you against claims by other parties who may be injured by your bad driving, and, if you carry collision insurance, helps defray the cost of repairing your car after an accident.


What happens if your in a accident and you have sr22?

The same thing that happens if you did not have an Sr22. The at fault parties insurance generally pays for the accident.


If both parties flee the scene of the accident including the party not at fault how will this effect the insurance claim?

if u both left and someone is filing insurance claim, BOTH parties will get charged with Leaving the scene of an accident and may not be able to file insurance claim


If you are driving another persons car who has no insurance and you have no insurance and rear end another car who pays damages?

It depends on what state you are in; most states require PIP (Personal Injury Protection) to defray the costs of an accident where at least one of the parties is uninsured.


What happens when your at fault in an accident but you can't pay for it?

Your insurance will care of the damages. If you don't have insurance, the other parties insurance will take care of the damages and then go after you.


What if you have a car accident and both parties have no insurance?

Both parties will lose their license if a police report is taken. Both parties are still responsible for all damage incurred or injuries.


Who pays when both partys have the same ins?

If both parties that are involved in an accident have the same insurance, the party who is responsible for the accident would have to pay. Even if they are on the same insurance plan, it is like both of them paying.