What type of claim? Damage or injury?
Whoever the victim is, their auto insurance will cover medical bills. This happened to me... As long as there was no auto accident and no damage to the vehicle, your auto insurance will pay for your injuries. If there is an auto accident that causes you to fall out of the moving vehicle, I am not sure how that would work...
yes because she listened carefully
Here is a good resource to answer your question: http://www.iii.org/media/companies/state_org/insur_departments/
Yes as long as your policy was active when the accident happened.
No time at all, call them right away.
One should make an auto insurance claim after an accident right after the incident occurs. If you wait, witnesses might forget what happened or leave and injuries may not be documented well.
Within 24hrs
Until you obtain auto insurance and prove to the court that you are now insured.
It depends, your best bet is to pay the money and get a lawyer at this point. No one wants to pay for damages anymore even if it was their fault.
They should as long as she was covered at the time the accident took place, it was reported, and an accident claim was filed.
If it's pursuant to an auto accident, your local police department might be able to assist you, so long as you have information on the person such as a license plate or license number. Your own insurance company should also be able to find the carrier, so long as it's to submit an accident claim.