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If you are found over 50 at fault by the other drivers insurance company even though the other driver ran a red light does your insurance company have to pay for damages to the other driver's car?
Wiki User
∙ 19y ago
Believe it or not insurance compaines are fair and they do investigations to determine liability. If they don't they can get in trouble with the Dept. of Insurance. If the other drivers carrier found you over 50% At Fault it is probably because you have some liability too. Were you speeding ? Were you inattentive ( on a cellphone, etc )? Could you not tell them your side of the story ? If so, and despite the fact the adverse driver ran the light they owe it to their client not to pay you 100%. Your carrier would also do an investigation to detremine what percentage they would pay of the advers drivers damage - it may or may not be the same as the other carrier is paying you.
Wiki User
∙ 19y ago
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If you hit an unlicensed driver will your insurance pay for damages to his car?
This will depend on the type of insurance coverage. The insurance company can decide to go to court and argue that since the driver was uninsured, then they should not be liable for damages.
What happens if an insured driver hits a driver who is not insured on the cars policy?
Well you see, it is for this very purpose that car insurance is required by law; it is unfair on the rest of the insured drivers if some drivers are not covered. so, basically, you wouldn't be paid out for damages unless your insurance company or broker covers you for being hit by uninsured drivers.
What happens if the driver at fault hits a car and the driver at fault has no insurance will the car that hits you have to pay for your car?
If you have comprehensive insurance, your policy will cover the damages (less a deductable). In this case, your insurance company will sue the at fault driver. You can also sue the at fault driver for damages (if you do not have comprehensive).
Can an insurance company get money from an uninsured driver who was at fault?
They can pursue him civilly, and the not at fault driver can also sue for damages.
Can an insurance company refuse to pay for damages caused by their client if the accident was ruled his fault by the police?
They can, but you can sue the other driver for damages.
If a taxi driver hits your car is it the drivers insurance or the owners insurance that covers the accident?
If a taxi driver hits you, and its his fault, the cab company's insurance pays.
Can an insured driver still sue me after his car was fixed by his insurance?
It is more likely you will be sued by the insured driver's insurance company. Just because the other driver had insurance, that does not exonerate you from having to pay damages if you are liable.
Can both you and your insurance sue the negligent driver for all damages?
In most cases, no. Normally your insurance company handles the case on your behalf.
What does excluded driver mean on policy?
One of my family members was hit by a driver who carried insurance but was an "excluded" driver on the policy of the car she was driving. After talking to the other person's insurance company, an excluded driver is essentially equivalent to an uninsured motorist. That means that his/her insurance company will not represent them and that, if they are liable for the accident, your insurance company can go after them personally for the damages.
Your son who has a car and his own car insurance used your car for the weekend he was in a accident the fault so far lies with the other driver whose insurance is responsible for the damages to your c?
The driver at fault is always responsible for damages incurred during an accident. The at fault insurance company is responsible for damages to your car.
Can you sue the at fault driver and the insurance company?
You do not sue the insurance company. Any suit is filed against the at fault party only. The insurance company will defend their client and pay damages according to the terms of the policy.
Can a fully insured driver drive an uninsured car?
It will depend on the driver's car insurance company. In case that driver gets into a car accident, it would be presumed his car insurance will step in to settle the damages.
