NO your insurance will not pay because you were drinking and driving which is ILLEGAL. You were At Fault. It doesnt matter if you were stopped and the other person hit you you were still driving under the influence. YOU SHOULD GO TO JAIL.
When this happens, your Insurance company pays for damages. If the accident is your fault, your insurance rates can go up.
Anybody involved in an accident. Damages are covered regardless of fault.
Sue
The driver at fault is always responsible for damages incurred during an accident. The at fault insurance company is responsible for damages to your car.
It does not matter if he was drunk or had no insurance. We would need the details of how the accident happened.
yes
Your insurance will care of the damages. If you don't have insurance, the other parties insurance will take care of the damages and then go after you.
yes
yes
Yes,, That's what it's for. It pays for damages you caused to another.
Liability insurance financially protects a driver who is not a fault in an accident by paying for damages. It will protect the driver who is at fault from being sued for damages.
You pay for all damages if you were at fault, and get a citation and fine for not having insurance.