The fault / cause of the collision has nothing to do with the location, who is or is not insured, or who is licensed.
The question cannot be fully answered until "they hit each other" is defined.
yes, if you are on private property
Unlicensed drivers cannot operate a vehicle on private property. The insurance for the vehicle will not allow unlicensed drivers. Most states require every vehicle in operation to be insured.
Private hire insurance is insurance provided to Private Hire drivers, or Taxi drivers, as they're better known! The function is to provide insurance and indemnification against legal and medical costs in the event of an accident.
Most of the Traffic Code will not apply to private property- it is intended to regulate traffic on a highway (a publicly maintained place of travel open to the public) Otherwise NASCAR racing drivers would get tickets for speeding, reckless driving, etc. HOWEVER- certain laws, such as operating a motor vehicle while intoxicated, are CRIMINAL laws, and also apply on private property.
no
For public roadways - If it is street legal, the operator has a driver's license, and if it has liability insurance. If no to any of the above - you can ride it on private property with the property owners permission.
no
No. Homeowners Insurance does not cover Auto accidents. Auto Insurance covers automobiles. It does not matter if the auto accident was on public or private property.
It should, there is virtually no difference between private property and public property when it comes to accidents.
yes
If you are in Philadelphia PA Department of License and Inspections can give you a ticket on your vehicle on private property if it is not legal or there are to many vehicles on your property.
No. If you're on private property, you wouldn't be ticketed, but any insurance claim you filed for damages to the vehicle would certainly be denied.