0
If the person at fault does not have enough coverage then is this a good idea that go through your insurance for claim?
Wiki User
∙ 14y ago
Yes. That is what your Uninsured/Underinsured Motorist coverage is for. Limits & conditions are very state & company specific.
Wiki User
∙ 14y ago
Add your answer:
Earn +20 pts
Your truck was totaled and the person that hit you does not have enough insurance what should you do?
Sue him.A bit more:If the person who hit you doesn't have enough insurance to cover the damages to your vehicle, then your insurance should cover the balance of the costs if you have full coverage and not just liability insurance.
Can you collect claims from your insurance and the other person?
if your accident is severe enough and the other person is underinsured - then you could collect from their insurance (must be their policy limits) and your insurance under the "underinsured coverage" or UIM - Underinsured motorist
What is uninsured vehicle coverage?
Uninsured motorist coverage provides insurance coverage when you are hit by a person who has no insurance coverage. You uninsured motorist coverage will take the place of the insurance that the other person did not have and will cover your damages just like theirs should have if they had it. The only difference is that you will have a small deductible for property damage coverage.
What type of insurance coverage will pay for the loss of a person's sight?
It is important to have different types of insurance during a life time. A persons health insurance coverage will pay for the loss of the person's sight.
What kind of car insurance pays for your injuries when you're in an accident in your car?
Three types of auto insurance come to mind: medical payments (or personal injury protection), liability coverage and under/uninsured motorist coverage. Med Pay is coverage that protects the occupants of a car and pays medical bills up to the amount of the med pay policy limits. Liability coverage is the car insurance that pays on behalf of the at-fault driver. This coverage makes a lump sum payment to the injured person who is not at fault. UM coverage is owned by the injured person and pays them in cases where the at-fault driver does not have any insurance or does not have enough liability coverage.
If your car is financed through a dealer do you have to have full coverage insurance?
I believe it depends on the state, but as far as I know, if you have to have full coverage on a financed car, it doesn't matter where it's financed. If you still have questions, ask your insurance person, they'll know the answer.
If you have full coverage insurance and a person who is not licensed gets into an accident in your vehicle can insurance cover your car damage?
Yes.Thats what full coverage covers
In a two car accident who is responsible for the deductible?
If you are going through your own insurance, you are responsible for your collision deductible. If the other person is at fault, you can go through their insurance under their liability coverage so you do not have to pay a deductible.
Are the Visiting Angels services covered by insurance?
Insurance coverage is different on a person by person basis. Depending on the type and amount of coverage you are paying, it is possible that Visiting Angels's service is covered.
Where can a person obtain European car breakdown insurance coverage?
A number of insurance companies offer a European car breakdown insurance coverage to one travelling to Europe. Belair Direct, TD insurance, Allstate, Aviva and AA offer this coverage.
How do you get the money for repairs if someone hit your car and doesn't have insurance?
Either through your own "uninsured motorist" coverage in your policy or through a lawsuit against the person that hit you.
Does the insurance you have cover the catastrophic insurance coverage I pay for?
No. A person pays for their own policy which covers them.
