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If the insurance adjustor assessed the hail damage to your car and the company sent a check can you keep it without repairing the vehicle?
Wiki User
∙ 17y ago
Yes you can. one of my relatives did. But if the damamge was really bad, you probably should get it fixed. * Yes, unless a bank or finance company has a lien on the vehicle. The lienholder will insist that the damage be repaired or the money be used to reduce the loan. But if you own it free and clear, the insurance reimbursed you for the reduced value of the car. HOWEVER if you do not have this damage repaired, any future damage will not be fully covered.
Wiki User
∙ 17y ago
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Can i choose the accident repair company if the accident is other driver's fault?
There are a couple considerations:Yes you can if:The shop you chose is not baned by the paying insurance companyThe insurance company approves the repairing shopThey repairing shop will do the work for the money provided by the insurance companyORYou are willing to pay the remaining amount the insurance company wont cover. I have done this to get a shop I trusted but wanted "To Much Money" for the repair.
Is a car totaled when it has rolled?
It just depends on whether or not the insurance company considers the vehicle worth repairing or not.
What makes a motorcycled totaled?
When a vehicle covered by insurance gets wrecked, the insurance company looks at how much it will cost to repair. If repairing the bike costs more than it is worth, then the insurance company declares it totaled and pays for a replacement.
If the cost of repairing line is close to car's value how do I stop insurance company from totaling my car?
Shoot the adjuster and bury him somewhere.
What happens to a lease truck that has been wrecked?
The same as a purchased truck that has been wrecked. You will have been required to insure the vehicle. Contact the insurance company and file a claim. An adjustor will determine if the vehicle should be repaired or totaled.
What would the roof estimate be for my house that survived a recent tornado?
The roof estimation of damage could be calculated by your insurance company. I would contact them so they may send an adjustor who could better determine the exact amount of damage.
What exactly is insurance coverage?
Insurance coverage refers to a sort of policy for which one pays premiums to ensure that they are helped should disaster strike. The most common coverage is auto insurance, where the insurance company will pay the cost of repairing a car should you have an accident.
If your new car's door is badly damaged how do you get the insurance company to replace it with a new door instead of just repairing it?
Depends on how it was damaged. If it was another drivers fault, take it up with their insurance company, by getting estimates of a new door and submitting it to them. If it damaged the vehicle bad enough, by making it unsafe to drive or bending the frame, it would be safer to replace it anyways, rather than repairing it.
What is California's policy on car insurance for disabled drivers?
California laws dictates that people with disabilities cannot be denied car insurance coverage. Each individual will have to be assessed and the risks factors written into the car policy as the insurance company must do, but you can get coverage with insurance companies if you are disabled.
If a car was stolen and found in bad condition do you have to accept the vehicle back or can you reject it and have the insurance company pay it off?
I am sure that theft insurance functions just like collision. The insurance company has the option of repairing the car or declaring it "totalled" in which case they give you fair market value for the car (they do not have to pay it off)
Can an insurance producer charge a fee Massachusetts?
An actual insurance producer can NOT charge a fee for assisting in the purchase of insurance. The only way that a fee may be assessed is if the insurance producer is actually a CFP and providing a "fee based" service.Insurance producers are compensated directly by the insurance company who's product they sell.
How do you dispute a police report regarding a rearend collision not based on in-depth investigation measurements or angles with only one prejudiced witness?
1 or 2 things you can do. 1) ask the insurance company to get an independent adjustor/investigator to review the facts. 2) Hire an attorney.
