See if the place where you were hit at has cameras that survey the parking lot. Maybe you can see who hit you. Good luck and God Bless:)
Generally parking violation will not effect your insurance. These are not considered moving violations and thererfore will not increase the premiums.
In General, Non-Moving violations are not assessed points against you by insurers when determining your premium rate.
depends on the state this happened in
You can't be sure with all companies...but most would not increase your premium unless it is a moving violation. However, expired registration violation, parking ticket violations, and other non-moving violation may lead to license suspension. Now, that is a complete different story. Such suspension may cause your insurance company to non-renew your policy.
If you report the incident to your insurance company, and want them to cover the damages, it's more than likely they will consider it an 'at fault' accident, and it's possible your rates will increase, especially if it's not your first accident. The best way to avoid insurance rate increase in this situation is to pay for the damages yourself out of pocket, and not report it to your insurance company.
No, parking tickets do NOT affect your car insurance rate.
Car insurance premiums are measured using a variety of variables. These factors include your age, driving experience, vehicle model, annual mileage, and overnight parking location. You can compare cheap insurance rates for young drivers online.
It's usually a percentage increase, I would call your agent to find out.
No, an insurance company does not get notified of a parking tickets. Insurance companies are only liable for handling accidents.
What you are thinking of is comprehensive insurance. This covers theft, vandalism, weather and a lot more. Their are so many factors in companies deciding insurance premiums. Factors are driver age, credit, accidents and tickets and a lot more. Your best off calling a local agent and getting a quote.
Typically not. However, your State law may provide that once you accumulate a given amount in unpaid parking fines, your license is subject to suspension. A license suspension is more likely to have an effect on insurance than parking ticket as such. All of that said, parking tickets are usually within the jurisdiction of municipalities, rather than states. Therefore, odds are there will be no effect. Nonetheless, you will want to check your state's statutes for verification. The Insurance Code of your state would be the first place to look, as it defines the factors that an auto insurer may consider in determining premiums.
Your age (younger individuals have higher premiums) , driving records (better to have fewer points on licence) and no-claims all lower your insurance rates but cannot necessarily be controlled. However, paying a higher excess can lead to a lower premium, installing security systems and level of cover can also lower premiums. Your postcode (lower crime rates), mileage (lower mileage) and (private) parking also affect insurance rates.