No they do not have to and they generally do not. Young drivers are in a higher risk group which makes car insurance expensive for younger drivers.
The best cheap car insurance for young drivers would be All State. They have great deals and have accident forgiveness. They also offer house insurance as a deal.
Provisional license insurance is a cheap car insurance that is mostly for young drivers. These are especially made for student drivers as well.
Statefarm offer discounts for young drivers and students. In the UK one can find cheap car insurance for young drivers from Endsleigh. They offer savings of up to 23%.
Unfortunately, no. Car accidents are the #1 cause of death for drivers aged 16-20, so young people are a huge insurance risk.
The best place for young drivers to find cheap car insurance would be at State Farm. State Farm is a widely used insurance company and have quotes which are made specifically for new drivers.
You can find cheap car insurance for a young adult either by contacting a specialist insurance broker catering for young drivers in particular, or by going through one of the many big national car insures.
You can go to dmv.com to search for car insurance in the Florida region for teenagers.
Geico offers great rates for new teen drivers in Wisconsin
You can go to dmv.com to search for car insurance and also get a quote for young drivers.
Most insurance companies shy away from granting insurance to young drivers because there are new drivers and pose the greatest risk of getting into an accident. Because Progressive insurance does quite lot of advertising in regards to being better than the other insurance agents, one can look into getting cheap insurance rates for young drivers from this particular company.
Insurance companies that offer cheap car insurance for new and inexperienced drivers include Salt Springs Insurance, Meloche Monnex Insurance, and Kanetix.