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In most cases, a premium will not go up over a scratched car.

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Q: If my car was keyed and file a police report then file an insurance claim will my premium go up?
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Related questions

Can you file an insurance claim if you did not get a police report?

Yes, you do not need a police report to file a insurance claim.


Is a police report required for an insurance claim?

It depends on how smoothly you want the insurance claim to go. Generally, insurance companies resist paying if there is no report to the police.


Will it go on your insurance as a claim if a police report is filed but you pay for the repairs to the other person's car yourself?

It will not go against your insurance because a claim has not been filed only a police report.


How do you claim third party insurance if you cannot get a copy of the other party's police report?

If you we in the vehicle, you can get a copy of the Police Report from the Police records department.


Is insurance carrier required to report hit and run to police?

The insurance company is not required to report a hit and run to the police but in most all personal auto policies, the insured is required to report a hit and run to the police before the insurance company will treat the claim as an uninsured motorist claim. This is usually a policy requirement.


Do you need to report an accident to the police if you have hit a telegraph pole?

Yes, you will need to report your accident to the police. You should report all accidents to the police, so that you can file a claim with your insurance.


Can you make a claim if your wife steals your car?

You'll need to report it stolen. The insurance provider will require a police report before they'll honor your claim.


Can someone file a claim on your car insurance if the accident wasn't reported to the police?

Sure. People can claim anything. The question is will your insurance pay the claim. Without a police report of the accident, you may be in for a lawsuit. Never ever, have an accident and fail to call the police.


How long does a victim of a car accident have to report a claim to insurance when there is a police report?

angel pinaandbrittany chantaca09-22-11


Do you need to file police report if you hit a deer?

You will need to for the insurance claim for car repairs.


If you didn't report your car being vandalized to either the police or the insurance company for a few months can you report it now?

You can certainly report it. The police won't waste time investigating. Your insurance company will probably not process the claim since you didn't report it when it happened, but they might pay. So they can reject the claim because it is late? Is this likely?


Will your comprehensive auto insurance cover your car if you were not at fault in the accident but other drivers insurance denies claim?

Let your insurance company/agent handle the claim--they will collect from the other insurance if there is a valid claim. You'll need a police report.