If my car is impounded will my insurance pay anything to get it out?

Answer 1

Maybe, is it in the impound yard due to an accident, and you have collision coverage? Or was it impounded due to being parked in the wrong place? If the impound was due to a covered loss they should cover it. If not, no they will not.

Insurance company will pay fees associated with impound for car accident if there is collision coverage, theft or fire if the car has comprehensive coverage and as the above answer states, a covered loss. Anything other than that, you are on your own. Impounds charge an exorbitant rate as well, commonly set by cities an states. Rates fro $30-$100 per day, plus the tow.

That is why insurance companies want these vehicles with covered losses out of the impounds and to shops or if possible total loss to auto auctions where they are not getting hit these fees. The reason I mention the money, is that if you do not have a covered loss, you need to get the vehicle out immediately because the money adds up quickly.

Some impounds will store the car for 30 days before being disposed of, but even at $30 per day, it starts getting too expensive to retrieve the car. Years ago, Chicago impounds were disposing of vehicles in 10-14 days, and trust me when I say (I know from experience towing these vehicles out) the impound is not the friendliest place to do business.