sorry i do not have the answer of your question but i wanted to try write
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You pay annual premium on your policy. So, In case of an accident or damage you don't have to pay the huge cost of repair. So what happens when you don't make any claim on your car insurance, Insurance companies reward you for your good driving skills, for not making any claims by giving you a bonus. This bonus is in the form of discount on your premium when you renew your policy. You can avail your no claim bonus even if you change your insurance company or your car! There are two cases in your no claim bonus goes away! 1. When you make a claim 2. When you don't renew your policy within 90 days of it expiring
I did! Take it to the bank. If they cash it, good! If not too bad. The worst they can do is say no!!
The statute of limitations for filing an insurance claim in most U.S. states is 2 years from the "date of occurrence".
For new drivers (aged 17-20) £4000 For a person having 2-3 year No Claim Bonus - £2000
Yes
This is the danger of not 'promptly' reporting all claims, (as your contract for insurance states), you need to file the claim NOW...hopefully your insurance company will still take care of it.
A good car insurance finder is Insurance Compare. This is a website that allows you to compare the prices and benefits of 2 or 3 car insurance companies.
Depends on your insurer, some companies cover you for uninsured drivers, some don't. Worst case scenario, you pay your excess and lose 2 years NCD.
Most states allow you to file a claim up to 2 or 3 years after an accident, but you can only sue an insurance company if they have denied your claim.
What do you mean by an "old claim"? How long has it been since the accident? All states have statutes of limitations, which vary between 2 and 3 years allowed for a claim to be filed. If it's been more than the time allowed, you have no claim, unfortunately.
2 years
Depends if it is (1)your roof and your car, (2)your neighbors roof and your car, or (3)your roof and your neighbors car. 1 - You can't sue yourself so your homeowner's liability is out of the question, if you have comprehensive coverage on your car it will be subject to that deductible and your car insurance will pay. 2 - Your neighbors homeowner's liability coverage will pay for the damage to your car. 3 - Your homeowner's liability coverage will pay for damage to their vehicle. 2 or 3 you may want to get an estimate on how much it will cost to fix your vehicle, having a homeowners claim can seriously impact your ability to qualify for competitive homeowners insurance rates and you should only file claims against your homeowners if it is truly necessary. I would say if the cost to repair the car is under $2500 you should work out an agreement with to pay out of pocket instead of through homeowners, unless you can get a gaurantee in writing from the homeowners insurance saying your rates will not go up due to the claim. Good luck.