If an uninsured driver in Massachusetts hits a car in front of him and that car hits other cars in front of him is the uninsured driver responsible for the damage of all the cars in the accident?

Answer 1

An exact answer for this question is not possible without a lot more information, but I will try to give a partial answer in order to get this answer started. The actual and final answer will depend on Massachusetts LAW, AND investigative revelation of the true circumstances of the incident.

Many years ago I was an auto insurance adjuster in Washington state, and have lived in Texas over 50 years. Based on my experiences, and related knowledge, the answer depends on who hit who when, and in what order. I will present some different situations which would result in different drivers being libel for damages to others.

1.)IF vehicle "A," which was "rear-ended" by the uninsured vehicle ["B"], was "knocked into" the vehicle ["C"] in front of "A," THEN vehicle "A" SHOULD NOT be libel for damage to vehicle "C." The driver of vehicle "B" SHOULD be found At Fault for damage to both vehicles "A" and "C".

2.) However, IF vehicle "A" rear-ended vehicle "C," before being rear-ended by vehicle "B," THEN vehicle "A's" driver is responsible for damage to vehicle "C."

3.)However, assigning responsibility for damage really gets tough IF the investigation reveals that AFTER vehicle "A" rear-ended vehicle "C," vehicle "B" then rear-ended the vehicle "A"/vehicle "B" "stack." Theoretically, vehicle "A's" driver is only responsible to vehicle "C" for damage which vehicle "A" caused. And the driver of vehicle "B" SHOULD BE responsible for the damage caused to vehicle "A," and THE PORTION of additional damage to vehicle "C" which was actually caused by vehicle "B" "piling into" vehicles "B" AND "C."

Whew!!!!! If this confuses you, don't feel like you are alone. That's why we have armies of investigators, insurance companies, attorneys, juries, and judges. Although I couldn't give you a more definitive answer, I hope this provides some understanding of the scale of the problem, and it's resolution.