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If an illegal alien drives your car with permission and gets in an accident will your full coverage pay?
Wiki User
∙ 12y ago
Probably not , read your policy- most have disclaimers for illegal operationand illegal acts. if you knew they were an illegal alien and gave them permission, you too broke the law .Did the illegal have a valid drivers license , and did you ask to see it before giving permission to drive your vehicle ?
Is the illegal alien a friend or employee ? If an employee , shame on you!You are a fool if that's the case and have placed yourself and others at risk by doing so and you are liable .
Why in the world would you knowingly let any illegal operation of yourvehicle take place ? Think about it !!
The other thing that may happen is that your ins co will pay, but they may and probably will raise your rates or cancel you.
Wiki User
∙ 12y ago
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Is there coverage if an uninsured person drives an insured person's car?
If they drive with owners permission, yes. The owner may lose their ability to keep insurance if they allow a persn with a bad driving record to drive and they have an accident.
If someone has full coverage on their vehicle is anyone who drives it covered under his insurance?
Full coverage or not the answer is usually yes unless that person is specifically exclued by name from that policy. The person has to have permission or implied permission to be using the vehicle from the owner.
Who is responsible for damages if a permit driver who is not on your insurance policy nor is a family a member drives your car with your permission while you are in it and they get into an accident?
you ni^^a
If a household member with a suspended license drives an auto without permission and gets in an accident can the insurance company refuse to pay?
Yes
If a Father has motorcycle insurance on his motorcycle and his 19 year old son is not listed on the policy and drives the motorcycle would there be coverage if the son has an accident?
No, there will not be any coverage for the son as he was not listed on the policy and not paid the premium.(The coverage is for accidental damages to the driver). Bhanu
Full coverage auto insurance protects anyone who drives car?
In most cases, as long as the policy owner give permission, then the policy will cover anyone who drives the car. There are exception for those who are specifically restricted by the policy to drive the vehicle.
Which of these sentences describes liability automobile insurance coverage?
Auto liability insurance is a type of car insurance that covers the policyholder in the event that they cause an accident and are found to be at fault. It provides financial protection for the policyholder in the event that they are sued by the other driver(s) involved in the accident. Liability coverage typically includes two types of coverage: bodily injury liability and property damage liability. Bodily injury liability covers the medical expenses of the other driver(s) and any passengers in their vehicle. In contrast, property damage liability covers the cost of repairing or replacing any property that was damaged in the accident, such as another vehicle or a fence.
Will your insurance company still pay for the damages to your car if your daughter who has no drivers license and who was not at fault for the accident drives the car at time of accident?
Probably not, as most policies only cover drivers not listed on the policy if they were given permission to drive. If you gave your unlicensed daughter permission to drive, then you can be issued a ticket. However, if the accident was not your daughter's fault, then the at fault party is responsible for the damage they caused to your vehicle, regardless if the other party was licensed or not.
If someone drives your car and gets into an accident will your insurance go up?
The short answer is... yes. Insurance companies consider that situation to still be your responsibility, especially since insurance coverage follows the car first, driver second.
What if someone drives your car and has an accident?
Your insurance rate will increase.
If your friend drives your car and was under the influence and crashed it would your insurance cover it?
About the only time that there is no coverage for a permissive driver is when that person has been officially excluded, in writing, prior to the accident. All normal provisions of the policy should apply. You and the driver of the car must cooperate with the investigation of the accident with your insurance company.
Does full coverage insurance cover my car if someone else drives it?
Auto Insurance covers the vehicle, not the driver. As long as you give permission for a legally licensed person to drive your car and they are properly using the vehicle (i.e.: not racing) your vehicle is covered.
