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If a vehicle crashes into the back of me do you lose your no claims bonus?
Wiki User
∙ 15y ago
If the driver of the vehicle who crashed into you has insurance, you would file a claim with his or her insurance company, not your own, and this should not jeopardize your no claims bonus. However, if the driver is uninsured, and you elect to seek redress from your own company, this may jeopardize the bonus. Check with your agent to be sure: policies vary from company to company and sometimes from policy to policy.
Wiki User
∙ 15y ago
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If you cosigned for a vehicle loan and made the borrower sign and notarize a letter stating that in the event of default on the loan the vehicle automatically reverts back to you how do you enforce it?
Hire a lawyer and if the lawyer can't get it back for you, take them to claims court. You'll win for sure.
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Had a accident not your fault your insurance company tell you i have to pay three hundred in excess which you wll get back but you will loose your 20 per cent no claims bonus?
Sounds like you are not including all the information. If you had an accident that was someone else's fault then their auto insurance would pay for repair of your vehicle and your insurance company would not even have to be involved. Or is this one of those not your fault accidents where no other vehicles were involved but a tree or telephone pole jumped in front of your car. That would be your fault. Some companies do offer no claims discounts that you loose no matter what the claim is which includes all claims like glass claims, deer collisions, uninsured motorists claims, etc. that normally would not affect your rate.
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How do you get a car back if the payee is behind 4 months in payments and you have the title and the car is registered to you?
you could try small claims court if the value is under a certain amount. depending on what state you and the vehicle are in. I would suggest you call your local small claims department at your local courthouse
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