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If a tree in your yard falls on a power line then the power line gets ripped out of your neighbors roof does your insurance cover it or does the neighbors insurance?
Srgraham14
Generally the other persons insurance would cover this. However, it is best to check with your insurance company as they may be legally liable to pay it depending on the laws in your state.
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∙ 9y ago
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Are you liable if your fence falls on your neighbors car during a hurricane?
No, nobody is liable for an act of nature. Your neighbors will have to look to their own Comprehensive Auto Insurance to cover windstorm damages to their vehicle
Who is liable when your neighbors rotten tree falls on your house or car falls on your property?
In general, Nobody is liable for an act of nature. Your auto insurance comprehensive coverage would cover damages to your car. Your homeowners insurance will cover damages to your home. The neighbor would be liable only if your can prove the neighbor knew the tree was rotten and posed a risk. If a car falls on your property, that would mean a tornado picked it up and it fell on your home. You insurance would cover that damage.
What insurance covers homeowners falls in his home?
Health insurance is the only thing that would cover falls of a homeowner in the home. Homeowners insurance is certainly not intended to cover this type of accident.
If your tree falls on someone elses vehicle will your home insurance cover it?
You home owners liability insurance should cover it.
Will Homeowners insurance cover replacement of all brick on house if one brick wall falls off after foundation settles?
No. The insurance will only cover the replacement of the one brick wall that falls.
If a tree in my backyard falls and does damage to neighbors privacy fence is my HO insurance liable for all costs or is his?
No, His insurance will cover his fence. Your home insurance is specific to your property and no one is liable for an act of nature,
Who pays if your tree falls on neighbors uninsured vehicle?
That's what auto insurance is for. Your neighbors auto insurance will have to cover his damages. In the United States. A property owner is not liable for acts of nature. It's no different than if his own tree fell on his car or if he was parked on a public street or if a tree was blown in from a national Forest down the road. No One is liable for an act of nature.
Does home owners insurance cover accidental falls?
It depends on the circumstances. Most homeowners insurance policies will cover some of the medical expenses if a person falls and gets hurt on the homeowners property, but only if the homeowner was negligent.
Does home owner insurance cover damage to property that falls from a trailer being towed?
The property is covered by the owners insurance only. If your trailer hit their property, their own insurance must cover it. If your trailer hits your own building, then your insurance will cover it.
Who is liable if a person's tree falls on a neighbor's house?
Nobody is "Liable" for an act of nature. It does not matter if it was your tree, your neighbors tree or a tree that blew in from 8 blocks away. Your own homeowners insurance policy will cover your property. If your neighbor sustained damage, Your neighbor's Insurance policy would cover damages to his property. Just notify your home insurer of your loss.
If a tree falls on your moon roof what insurance coverage do you use?
File a claim on your comprehensive auto insurance if you have it. Your homeowners insurance will not cover damage to your vehicle.
does homeowner ins cover the cleaning lady falls?
Most homeowner insurance will cover for public liability but you need to read your policy.
