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In general, Nobody is liable for an act of nature. Your auto insurance comprehensive coverage would cover damages to your car. Your homeowners insurance will cover damages to your home.

The neighbor would be liable only if your can prove the neighbor knew the tree was rotten and posed a risk. If a car falls on your property, that would mean a tornado picked it up and it fell on your home. You insurance would cover that damage.

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Q: Who is liable when your neighbors rotten tree falls on your house or car falls on your property?
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Related questions

Are you liable if your fence falls on your neighbors car during a hurricane?

No, nobody is liable for an act of nature. Your neighbors will have to look to their own Comprehensive Auto Insurance to cover windstorm damages to their vehicle


Who is liable when a neighbors tree falls?

It depends on what made the tree fall. If the tree is dead, then the owner of the tree is liable. If a tornado caused it to blow over it is considered a natural act and no one is liable.


Who pays if your tree falls on neighbors uninsured vehicle?

That's what auto insurance is for. Your neighbors auto insurance will have to cover his damages. In the United States. A property owner is not liable for acts of nature. It's no different than if his own tree fell on his car or if he was parked on a public street or if a tree was blown in from a national Forest down the road. No One is liable for an act of nature.


If a tree in my backyard falls and does damage to neighbors privacy fence is my HO insurance liable for all costs or is his?

No, His insurance will cover his fence. Your home insurance is specific to your property and no one is liable for an act of nature,


Who is liable if a person's tree falls on a neighbor's house?

Nobody is "Liable" for an act of nature. It does not matter if it was your tree, your neighbors tree or a tree that blew in from 8 blocks away. Your own homeowners insurance policy will cover your property. If your neighbor sustained damage, Your neighbor's Insurance policy would cover damages to his property. Just notify your home insurer of your loss.


What if someone falls on your property and gets hurt?

you are liable and on your homewoners insurance has medical pay and liability.


Can you be held liable if someone falls off a horse on your property?

Yes you can be held liable and be sued if you did not have the person sign a liability waiver. You should also have liability insurance if you let other people ride your horse on your property.


Who is responsiable when a tree falls on neighbors car?

Mother Nature would be the "responsible" party. The homeowner is not "liable" for acts of nature. Your homeowners insurance is not responsible for a natural act that causes damage to property of another. Your neighbors car is not listed as covered property on your Homeowners policy. Your homeowners insurance would also not pay if the tree fell on your own automobile. If a tree falls on someones car they should file a loss claim with their Auto Insurance Company. If they have comprehensive coverage then it will take care of their loss.


Is it legal to work on trees on your property without a permit?

Yes, as long as the tree is entirly on your own property. If it falls and causes damage to a neighbor's property, though, you can be held completly liable for it.


Who is liable when a tree limb falls on my car?

In general, Nobody is liable for an act of nature. Your auto insurance comprehensive coverage would cover damages to your car. A property owners insurance will not cover damage to your vehicle unless you could prove willful negligence. This is because a property owner is not liable for an act of nature.


If a neighbor's tree fell on your property who is liable in NZ?

Unless you can prove that the neighbor was negligent by not removing the tree then your insurance pays for your damage. For negligence to occur the neighbor would have to know that the tree was dead and about to fall on your property. Usually you would have had to notify your neighbor in writing of the tree's impending falling for them to be liable.


Neighbors tree fell on your house who is liable?

Barring some provable negligence, Nobody is liable for an act of nature. Your home insurance should provide coverage for a natural hazard such as this, Likewise if your tree fell on your neighbors house, the same would apply. The neighbors insurance would take car of the neighbors house.Depends on a lot of things. Generally, the tree is considered part of the land. Where it falls is who is initially responsible for the damages. From there, it gets legal depending on multiple factors.