I am a claims adjuster for a large insurance company and one of the states I handle is Louisiana. An insurance company only has to show that they are making valid attempts at settling a claim - i.e., trying to reach their insured and trying to gather the information needed to settle the claim. The law does not specify a time frame in which a claim has to be settled and in some cases, the time frame can stretch on for months. The insurance company will usually send what is called a Reservation of Rights letter to the insured who is unresponsive to repeated calls and letters. This letter is very formal and legal and advises the insured that although the company is investigating the claim, the company reserves the right to deny coverage based on the fact that they are not upholding their end of the bargain (an insured agrees to cooperate in the investigation of all claims when they sign the contract). If the insured continues to be unresponsive, the insurance company can do one of two things. They can deny the claim based on lack of cooperation and the insured would then become legally liable for the damages (in this case you or your insurance company would have to sue the individual). Or if there is enough evidence to pay the claim, (a police report, witnesses, etc.) they MAY pay the claim. It is up to the discretion of the insurance company. As for what to do in the meantime, my suggestion would be to file with your own insurance company and let them try to recover your deductible from the At Fault party.
If this happened to me, I would find out what my insurance company can do and from there contact the police or file a civil or small claims suit. None, if the accident wasn't reported to the police.
If you have liability for an accident, you will need to contact your insurance company. If you do not have liability insurance, you may need to pay for the accident out of pocket.
The first step for filling a motor accident claim is contacting your insurance company. The other person in the accident also needs to contact their insurance company.
We typically contact our insurance company and report the accident and the circumstances. That way the insurance company can pay the bills for you.Answerthe insurance company raises your rates and pay a deductable
I donβt know but i have a policy from them and need to contact the right company. help help my name is JoAnn my contact number 770 256 7463
I can only speak for Florida because that is where I live and it is a no fault State. In Florida it really would make no difference to you if the other driver did not inform his insurance company of an accident. Really, you would only have to file a claim with your own company and contact his insurance company after the accident. I would just make sure you have the other drivers info so that you can contact them about the accident.
You will need to contact the policy services dept. of your insurance company or your agent for this information.AnswerYou will need to contact your agent or policy services dept for you insurance company for this answer. i totally agree
After a car accident, one must immediately contact their insurance company to file an auto accident insurance claim, even when the other driver was at fault. Make sure to have all the other driver's insurance information so that the other company can thoroughly investigate.
You should contact your insurance company and let them know. Your insurance company should take care of the rest.
To contact an insurance company, an individual can find the telephone number from either the phone book or internet, or alternatively contact them over the internet.
You need to contact your insurance company.
You need to contact your agent of policy services dept. for your insurance company and they will be able to tell you this is company specific in most cases.