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How long do you have to file a claim with an uninsured motorist after an accident?
Wiki User
∙ 14y ago
You have 2 years to take him to small claims court to recover your damages.
Wiki User
∙ 14y ago
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Can you file a lawsuit against the state if an uninsured motorist wrecks your vehicle?
No. The state is not responsible for the accident or the driver. You can file suit against the uninsured motorist.
What will happen if you are a passenger in a car that has a severe accident and you are severly injured The car is uninsured and the driver who doesn't own the car is uninsured?
If there was another vehicle involved and the accident was that driver's fault you can file a claim through their insurance. Otherwise, the only other place to go is through your insurance. You can use your medical coverage (if you have it) and you should have "uninsured motorist bodily injury" coverage that you can use.
What is the statute of limitations for uninsured motorist bodily injury in New Jersey?
In New Jersey, the statute of limitations for uninsured motorist bodily injury claims is generally two years. This means that you have two years from the date of the accident to file a lawsuit against the uninsured driver for any bodily injuries you sustained.
What to do when a new leasing car was totaled by a uninsured motorist?
file a collision claim with your insurance company once all is settled they will go after (subrogate) the uninsured (assuming they are at fault) party to recoup theirs and your money.....
What does an insured driver do when hit by an uninsured driver?
Uninsured driversWhen I was hit by an uninsured motorist and it was their fault, my insurance company paid to fix my car. It's my understanding that they then sued the uninsured motorist for reimbursement. I was told that I could also file a small claims suit against the uninsured motorist for the deductible amount that I had to pay under my policy. So you have a choice; submit a claim to your company and then file a suit against the motorist to recoup your deductible, or don't file a claim with your company at all and go after the uninsured motorist in court for the complete amount. But chances are, if they can't afford insurance, then they won't be able to pay you either! If you only have liability coverage on your car, then taking them to court is obviously your only option. Keep in mind, most insurance companies require the uninsured driver to sign a statement that they have no insurance. If they don't sign, your insurance company will likely decline your claim and you will have to take the uninsured driver to court. Most insurance companies also offer an option to pay a little extra and you don't have to worry about that, your covered no matter what. So to be safe just add it to your policy.In the UK a body known as the Motor Insurer Bureau or MIB will meet the liability of an uninsured driver. You must make the claim against the uninsured river and you should notify the MIB. See the related link entitled "accident car insurance" for more details on how the MIB pays compensation.
What does an uninsured driver pay when hitting an insured driver?
If it is the uninsured driver's fault in the accident, you can still file a lawsuit against the uninsured driver but you'll only be able to recover from their personal assets, which in many states won't be much because many states allow you to shield many personal assets from this sort of recovery. You will also be filing a claim against your own Uninsured Motorist (UM) coverage on your insurance policy.
What if you do not have uninsured motorist insurance and your car was hit while parked and the drive left the seen of the accident?
You would have to file this under your collision coverage. Depending on your insurance provider, they will list the accident as a no fault accident. More than likely, you will have to pay your deductible.
If you are hit by an uninsured motorist and it is their fault will your insurance rates increase?
I had this happen to me and I called my insurance company to ask this question. They told me they will not answer the question. I must file a claim if I want to get an answer. Nice huh?
How does one make a motorcycle accident claim?
If a person has been in a motorcycle accident and he or she needs to file a claim, the first thing he or she needs to do is contact the insurance company. If an individual is not insured, then that person needs to contact an attorney to properly file the claim. Generally, the claim is filed through the insurance company. Claim filing procedures depend on the motorist at fault.
Can you file a claim against a person with no insurance?
You can file a claim against your insurance company for an action caused by another person with no insurance if you are covered for such an occurance. An example would be if you had uninsured motorist coverage and were hit by someone without auto insurance. However if you want to file a 'claim' against the person directly who has no insurance there is no one to file the claim against. The only alternative here is to sue the person in court.
What can you do if the person at fault in an accident claims to have no insurance?
You'll need to file an accident report, then notify your insurer of the loss occurrence. If your have collision or uninsured motorist coverage on your policy, your insurer can handle it for you. Your insurance insurance company pays you, they would then seek subrogation from the at fault driver.
What happens when a pedestrian is hit by someone who does not have adequate insurance?
AnswerThe victim has the right to file a lawsuit for any expenses incurred that was not covered by insurance. The victim can also file a claim with their own automobile insurance for medical costs and uninsured/under-insured motorist coverage. Your best bet? Hire a lawyer. Even the most straight-forward pedestrian accident can get complicated quickly.
