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Don't worry it is still possible for you to get insurance. As to how or how serious your charge is depends on the circumstances of the accident which due to the vast universe of scenarios out there, it is quite impossible to address them all here so e-mail me the details of your situation and I will be more than happy to assist you.

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Q: How does a 21 year old with a learner's permit get insurance after failing to yield and causing a major accident?
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