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Can you put insurance only in your name on both vehicles if your spouse is a high risk driver?
Wiki User
∙ 12y ago
The insurance companies I have dealt with always ask plainly who the regular drivers are. If you register yourself as the only driver and your spouse drives, the insurance company would not have to pay up if he or she has an accident. Read your policy carefully and contact your agent if you are not sure what the policy says.
Failing to schedule a regular driver is a well known type of Insurance Fraud. Any accident your spouse has would not be covered under your fraudulently obtained policy. Your spouse would basically be driving uninsured which is illegal, You would be comitting Insurance fraud, again illegal with a penalty in the U.S. of up to 20 years imprisonment.
Happy Motoring
Wiki User
∙ 12y ago
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Does Alamo rent a car charge for spouse?
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Do rental car companies charge for spouse?
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If you have insurance with your employer and your spouse has insurance on you also which insurance is the primary?
If both you and your spouse have full medical coverage then the insurance compnay will revert back to your and your spouse's date of birth. Whoever's birthdate is first in a calendar year, then that is the primary insurance. For example, if your birthday is November 1, but your spouse's birthday is February 12, then your spouses insurance is primary for both of you.
Where can one get auto insurance for farm vehicles?
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If you have motorcycle insurance do you still need car insurance to drive your car?
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Is it more expensive to purchase insurance for a Honda motorbike or for a Honda ATV?
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Who is responsible for keeping car insurance the owner or driver?
Both
Does your liability auto insurance cover you in a loaned vehicle?
No. Liability insurance follows the vehicle so the person who owns the vehicle you are borrowing needs to make sure that they have insurance and also needs to add you as a driver on his or her policy. You also need to make sure that this is done because if you drive the vehicle and get stopped you will get the ticket for driving without insurance. If you have an accident and are not added as a driver his or her insurance company may deny the coverage for material misrepresentation and guess who will be sued by the person you hit? Both of you will be sued and both will be responsible. Insurance companies to do not like vehicles to be loaned to unknown drivers.
What is advantage of spouse being on both health insurance policies?
the spouse should take the advantage of her husband. And she should not be strained and she should take rest.
Who is responsible for a no insurance ticket on a borrowed car The driver or owner?
Each could be ticketed. The driver for no insurance, and the owner for allowing unlawful operation. In the UK both are equally responsible for 'using a motor vehicle on a road without insurance' and both will be prosecuted.
Should your spouse and you both carry health insurance?
You should both be insured. If you each carry insurance on the other (say at work), then you will be paying the premiums of course, but one will always be primary.
If your car insurance cover anybody over 25 and your hubsand got his own insurance do you have to put him on your insurance?
this is a common question. it really depends on the company you are referring to. most major carriers require both spouses to be on the policy with the exception for the following reasons: 1-spouse not licensed 2-spouse cannot drive for medical reasons 3-spouse lives out of the country some companies will let you exclude your spouse from the policy. this means that he/she is listed and acknowledged as a licensed driver in your household but does not drive your vehicle. if you have your spouse excluded from your policy and they get in an at-fault accident in your vehicle there will not be coverage. usually it is cheaper to be rated as married on the auto insurance policy so you may want to get a quote for that. also, you should get the multiple vehicle discount.
