A suit is a civil action to be fled in a civil court.
Either the injured party or their legal representative would need to file the appropriate documents with the civil court of jurisdiction.
Of course NOT. Homeowners Insurance does not cover auto accidents. That's what Auto Insurance is for.
If the other party was clearly at fault in hitting your vehicle then their insurance will pay for the damage to your vehicle. The key is that it is their fault. The way you word the question you don't state that they were at fault but that they hit your car. If it is determined that they were at fault then their insurance pays, if you were at fault then your insurance pays.
Yes, liability pays for damage you cause to other people, regardless if those people are pedestrians or passengers in another vehicle. If the skateboarder has car insurance then there is also a good chance that the skater carries a coverage on his own insurance called medical payments. This is coverage on your car insurance that can be used for your own injuries as a pedestrian.
It is other than collision insurance. It covers hail, stolen vehicle, hitting an animal, and vandalism.
His liability insurance on his car should transfer to the vehicle that he is driving.
insurance follows the vehicle, not the driver. If you loan your vehicle to someone, you assume the risk of them having an accident. Only if there is no insurance on the vehicle would the driver's insurance become effective for the loss of a vehicle not owned by him.
You should also stop. If you overtake, you risk running down the pedestrian or causing an accident. The vehicle in front may appear (from your obscured point of view) to have stopped to let a pedestrian cross, but the vehicle in front may be masking something more serious, like someone laying injured in the road.
You should also stop. If you overtake, you risk running down the pedestrian or causing an accident. The vehicle in front may appear (from your obscured point of view) to have stopped to let a pedestrian cross, but the vehicle in front may be masking something more serious, like someone laying injured in the road.
Insurance stays with the vehicle, barring any policly exclusions to the contrary, the insurance that covers the vehicle covers that vehicles actions. If you allow someone to drive your vehicle and they have an accident that is their fault your insurance will be the one that takes care of the damages.
NO, liability covers damage you do to someone else's property. Comprehensive insurance covers damage to your vehicle by someone else. If you have no comprehensive, then you will need to look to their insurance for recovery of damages.
yes, in Minnesota you can
Animal CollisionIf your vehicle "collides" with an animal it will be covered under the "collision" portion of your Auto Insurance Policy. Answer from a General Insurance AgentAnswercomprehensive