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Well, they do just that they ''exclude'' (will not cover/pay for) certain things/happening or persons. A policy (for example) with an excluded driver, will not cover any losses that occured when that driver was driving the vehicle. An exclusion (again for example) of an 'intentional act by an insured' will not cover the insured intentionally driving their vehicle into a tree.......If you would like to be more specific as to a certain exclusion perhaps I could be of greater assistance to you.
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Will life insurance pay in the event of a car accident?
There are very few exclusions in a life insurance policy so it should.
What are the exclusions for credit life insurance?
What are the exclusions for obtaining credit life on a loan
What are some common gap car insurance coverage exclusions?
Gap car insurance excludes any equipment that was not factory installed on the car, unpaid or overdue lease or loan payments, and money that was "rolled" into the car such as trade in vehicles.
What is the difference between exclusions and endorsements in an insurance policy?
endorsements are simple exclusions arent.
Do insurance companies pay for the totaled car causing a collision in a DUI case?
yes if you have collision coverage barring any exclusions in your policy to the contrary.
What are clauses in the insurance contract that specify the losses that are not covered by the insurance?
There are 2 categories of these: exclusions and exceptions.
Does your parent's insurance cover you if you get in an accident when driving a friend's car?
secondary to the policy insuring the vehicle you drove with permission....barring any exclusions on your parents policy ....
If you have a suspended license and full coverage insurance and get involved in a single car accident due to medical reasons will the insurance company pay?
Maybe, it will depended on the policy wording and exclusions, you need to turn the claim in for a decision.
Will insurance cover an auto theft if the keys were left in the car?
if you have comprehensive coverage, most cases yes, some companys/policys have exclusions for the 'keys in the car' thefts, but most do not.....check turn in the claim.......
Do i need driver insurance if i drove someones car?
I am in law encorement in the state of Iowa, and my answer would be no. Auto insurance typically goes with a car, not a person. However, you may consider having the person who owns the car, check their policy to make sure that there are no exclusions that would prohibit you from doing so.
You have no car or insurance if you drive a friends car are you covered by their insurance?
Provided that there are no exclusions in your friends policy, anybody driver their car with permission will be covered if they cause an accident. You are of course subject to the coverages and limits on your friends policy. Ex, if your friend has just liability, the insurance company will only pay for damages you cause to the other party, not damage to the vehicle you were driving.
Do Life Insurance cover you in the Philippines?
Life insurance is indiscriminate on where you die. There are often specific exclusions on how you die however.
