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Hidden Insurance Problems Caused by Pre-Existing Conditions?
Pre-existing heart conditions, such as heart disease, are a headache for insurance companies as well as individuals. For heart patients, insurance companies may deny coverage so as not to lose money. Even when coverage appears to be granted, hidden exclusions may appear in some individual insurance plans. These include not covering a congenital defect even though the insurance company may not deem it congenital, and including previous health insurance plan coverage toward a new plan's lifetime limit of coverage. Both hidden exclusions are illegal under group plan policies.
What are some common homeowners insurance questions and answers that homeowners should be aware of?
Common homeowners insurance questions include: What does my policy cover? How much coverage do I need? What is the deductible? Are there any exclusions or limitations? How can I lower my premiums? What should I do in case of a claim? How often should I review and update my policy? Are there any discounts available? What is the difference between actual cash value and replacement cost coverage? Do I need additional coverage for high-value items or natural disasters?
What are some common car insurance riders that can provide additional coverage and protection for your vehicle?
Common car insurance riders that can provide additional coverage and protection for your vehicle include roadside assistance, rental car reimbursement, gap insurance, and comprehensive coverage for things like vandalism or natural disasters.
Will insurance cover an auto theft if the keys were left in the car?
if you have comprehensive coverage, most cases yes, some companys/policys have exclusions for the 'keys in the car' thefts, but most do not.....check turn in the claim.......
If you have insurance and your truck rolls off a cliff will it be covered?
if you have collision or comprehensive coverage there would be coverage, subject to some exclusions, such as : you didn't roll it off the cliff on purpose (intentional act).......hope that helps, more info regarding why/how it rolled off, and i could be of better assistance
What are some common home insurance riders that can provide additional coverage for specific items or events in your policy?
Common home insurance riders include those for jewelry, fine art, earthquake coverage, and water backup coverage. These riders provide additional coverage for specific items or events not typically covered in a standard policy.
What are some options for cheap travel insurance for individuals over 80 years old?
Some options for affordable travel insurance for individuals over 80 years old include specialized insurance providers that cater to older travelers, comparing quotes from multiple insurance companies, and considering policies with limited coverage or higher deductibles to reduce costs. It's important to carefully review the coverage and exclusions of any policy to ensure it meets your specific needs.
Does homeowners insurance cover theft or robbery in your home?
Yes, most homeowners insurance policies typically provide coverage for theft or robbery within your home. The policy would generally reimburse you for stolen items and help cover the cost of any damage caused during a break-in. It's important to review your specific policy to understand the coverage limits and any exclusions related to theft.
How does insurance coverage work when using a credit card for purchases?
When using a credit card for purchases, some credit cards offer insurance coverage for certain things like travel, rental cars, and purchases. This coverage can vary depending on the credit card issuer and the specific card you have. It's important to check your credit card's terms and conditions to understand what is covered and any limitations or exclusions that may apply.
What are some types of insurance coverage?
Some main types of health insurance coverage are individual, group, and business.If you are getting insurance on just you that would be individual. They also have family.
What are some of the insurance companies that cover identity theft coverage?
Insurance companies that cover identity theft coverage are available at a wide range. Some examples are Zander Insurance Group, Travelers Insurance and Intact Insurance.
Is the cost of a cosmetic surgery procedure usually covered by health insurance?
There are normally a number of exclusions on a health insurance policy. These exclusions can include some cosmetic surgery procedures and one is advised to examine all policy documents very closely.
