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Does the insured driver have to settle for what their insurance decides to do?
Wiki User
∙ 15y ago
Not in every case. You pay premiums and should be considered in the outcome of any claim. Talk to your representative about it.
Wiki User
∙ 15y ago
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Can a fully insured driver drive an uninsured car?
It will depend on the driver's car insurance company. In case that driver gets into a car accident, it would be presumed his car insurance will step in to settle the damages.
How long does an auto insurance company have to settle a claim in Arizona?
In the state of Arizona, there is no specified time limit in which an insurance company has to settle a claim with an insured party or with a third party that has filed a claim. An individual does have a time limit of two years in which to file a lawsuit against the driver who was at fault in an accident.
If your assaulted by a homeowner away from property can you settle your lawsuit through their homeowners insurance?
No, Homeowners Insurance does not provide liability coverage for criminal acts of the insured. It does not matter if your on or away from the property.
What is a bad faith law suit?
"Bad faith" is a term usually used to describe poor conduct by insurance companies on a failure to protect the assets of the insured. A bad faith lawsuit is usually filed by a an insured against his own insurance company after the insurance company has failed to settle a claim by an injured person and the injured person then obtains a judgment or verdict against the insured in excess of the policy limits of the insured person.
What is an insurance solictor?
The act of an insurance solicitor is to settle disputes between two aggrieved parties i.e. insurer and insured amicably before going for legal battle or dragging the case bofore insurance ombudsman.
If an uninsured driver wrecks an insured vehile what happens when it is consider no one's fault in the wreck?
This is often a means for the insurance company to cash in on both sides of the claim. If the uninsured driver caused the collision then they need to be charged by the police or the party who was hit needs to request charges pressed against the party at fault and this needs to go through court, in the mean while the insurance company needs to be told that they cant proceed until the trial is completed and a judgment handed out by the courts. In the case of one State or Province having one insurance company this is often done to settle claims faster and double end the cost to two drivers or two insured parties. There is no such thing as a no fault motor vehicle incident, someone is always at fault and the police should be involved so that no one gets hosed by the insurance company. Dont settle call a lawyer
Can the insurance company of the person at fault refuse to pay for the damages if their client claims he or she is not guilty?
In a case of word vs word and no witness or other proof on either side, the insurance company has a responsibility to their insured and must take their version of the accident, in which case, they would deny the claim to the other party in the accident. what if the at fault driver admits her fault but insists to settle outside of her insurance, but meanwhile refuses to pay for the damages
If a rental home insurance provider wants to settle a third party injury claim can you insist they instead defend the case if there is no fault in industry code to the property where the injury happen?
No, Your Insurance contract gives the Insurance company the right to settle or defend whichever is cheaper. If the insured property owner interferes with the companies decisions you could forfeit all coverage under your policy for that claim and even get your policy cancelled.
Does the other driver's insurance company contact you if he was at fault?
Normally the other drivers ins should contact you. The first driver listed on an accident report is normally the one at fault but not always. If you are not contacted within three days it is best to contact your own insurance. Most insurance companies will file a claim, go after the responsible driver and settle the claim. You may be required to pay your deductible in this instance but it should be refunded to you when the other parties insurance makes payment.
What types of claims does medical malpractice insurance cover?
Medical malpractice insurance is a type of liability insurance for physicians and similar kinds of health care professionals. Like other forms of liability insurance, it assumes the financial risk of damages, according to its terms, that a third party may claim against a treating medical professional. Stated otherwise, it will pay on behalf of the insured those amounts which the insured is found legally responsible for. Other aspects of medical malpractice insurance also track liability insurance as a general genre. These include: 1. The insurer requires that the insured report the claim to it within a reasonable time. This allows the insurer to investigate the claim. If the investigation concludes that the insured is likely responsible for legally cognizable damages, the insurer may be able to settle the claim without the need for a lawsuit and the expenses that attend one. 2. If the claim cannot be settled, generally the insurer provides a defense to the insured in a lawsuit. This means that the insurer will hire a lawyer to represent the insured, and pay all or most of the costs incurred in that representation. In return for that, the insured has to abide by the directives of the insurer and the attorney, attend depositions, answer interrogatories, and otherwise participate in the proceeding. 3. Usually, the insurer has the right to make the decision as to whether or not to settle the claim. Sometimes, though, the policy will have a "consent to settle" provision which essentially gives the insured a veto over a proposed settlement. 4. In order to recover, the person who claims to be injured has to prove that his/her injuries proximately resulted from the act or omission of the health care provider. This is an integral part of any negligence claim. While negligence, in general, equates with carelessness, there must also be proximate causation. This means that BUT FOR the negligence, the injuries or damages would not have occurred.
What are the insurance duties?
This is too broad a question to be answered succinctly, because an insurer has many duties. They depend, in part, upon the kind of insurance involved, and the legal requirements of the state in which the policy was issued. For example, under a liability policy, an insurer generally has the duty to investigate a claim made against the insured in order to determine whether it comes within the coverage of the policy. If it does not, it has the obligation to promptly notify the insured so that other arrangements for protection may be made (such as hiring ones own lawyer). If there is coverage, the insurer generally has the obligation to defend the insured by hiring a lawyer at its own expense, and paying any amounts for which the insured is found legally liable (up to the policy limits). Similarly, the insurer has an obligation to settle a claim within policy limits, and to thereby protect the insured from personal liability for any excess damages if it is possible to so settle the claim.
Should your insurance co work with the other insurance co to settle your claim or do you have to do that?
You are responsible
