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Does my insurance company have to fix my car when if I'm at fault?
Wiki User
∙ 16y ago
If you have a third party only policy no. If you have a comprehensive policy yes. If you carry "collision insurance", your company pays no matter who is At Fault. It's pretty much mandatory coverage if it's a new car so the lender can protect it's investment.
Wiki User
∙ 16y ago
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Does the car that's insured pay for the car that is not insured?
In this state, the person who caused the accident is at fault. If the person at fault has insurance then his insurance should fix the other car. Otherwise, in this state, the person at fault owes the money himself to fix the other car. The insurance company will not pay one cent to fix the other car.
Will your car insurance fix your car if its your fault?
If you have collision insurance.
What if one insurance company mine not at fault said the car is a total loss but the other insurance company the at fault said they can fix it?
As far as i know the not at fault Insurance decision will prevail over the the one at fault. Besides there are certain "rules" that all insurance companies goes by when they take a determination whether or not a car is totaled. If by any chance the insurance companies can't agree they go to an arbitrary service provided by state for insurance companies and they can come to a decision.
Is the driver at fault insurance company responsible to fix your car at a body shop of your choice using only OEM parts?
You will have to check your state law on this. If it is a no-fault state. Then your insurance will repair your vehicle and then bill the other driver's company. I am not sure of the procedure in a "fault" state. You could try contacting your insurance agent or any auto insurance agent in your state.
How much money should you get for your bike from getting hit by a car if it was not your fault?
whatever it cost you to fix it, and any injuries you have. best talk to a lawyer or the perprotrators insurance company
If you only have liability insurance and hit a pole during a snow storm will the insurance company pay to fix your car?
NO. This is considered weather related and at-fault. Sorry. I'm a broker and I have to tell ppl all the time!
Do you have to accept recondition parts to repair your car in the state of Georgia from your insurance company?
No!! It's not the insurance that tells you how to fix your car, it is you who has the legal right to tell the insurance company. I learned this the hard way!
What is meant by California collision car insurance?
Collision insurance means that if you were to get in an accident the insurance company would pay to fix your car instead of the person's that you hit.
If you are in an accident that's your fault will it affect your rate increase if you fix the damage to your car with your own money?
If you have reported the accident and your insurance company has repaired the other driver's vehicle, it more than likely will affect your rate. When you are at fault, it always affects your insurnace.
If you have an accident in a company car can your company expect your private insurance to pay for it?
No, because you payed for it so they use your money to fix the car if you have an accident.
Do I have to pay the insurance deductible to fix my car in NYC if the other driver runs the stop sign?
If the other driver was found "at fault", his insurnce company should pay the total repair including deductable
Can you be sued from your sisters insurance company because you got in an accident with her car?
Absolutely. The policy requires that they cover her losses to the terms of the policy. They have every right to go after you if they think you were at fault. They are two separate transactions. 1. They pay to fix your sister's car as required. 2. They try to recover from anyone they feel is responsible for the loss if it is not their insured. It is the same as looking to your insurance company to pay since the person they insured was not at fault. If you have no insurance you should expect them to come after you! Sorry.
