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"Flood Insurance" will cover damage resulting from a Flood. Homeowners Insurance will not.
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∙ 14y ago
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Does homeowners insurance cover a leak in the water line in your yard and will insurance cover resulting damage to your foundation and inside walls?
No. Probably not. Unlikely. What caused the leak in the water line? Old age? Ground shift? If and only if the leak was caused by a named peril do you have a chance of making a successful claim for any of the damage.
If the insurance says water leak not responsible for foundation problems and will not cover is the damage such cracks covered?
If the foundation problems are not covered then it naturally follows that any resulting cracks would also not be covered.
Does insurance cover a leak in the roof?
It depends on the termsof your insurance.
Does homeowner insurance pay for mold removable?
For the most part, only if the mold is a result of a roof leak or major storm damage. If you live in a flood plain, you can purchase an additional insurance policy specifically for flood damage that would cover mold removal from floodwaters. If the mold is due to plumbing problems, neglect or other issues, your home owner insurance policy will probably not cover it.
Does Flood insurance in Florida cover plumming leaks?
No, and it is very likely that homeowners insurance will not provide coverage either as if the water damage is attributable to a leak, seep, drip or any other type of long term problem.
Does your insurance cover your tenants computer that caused a leak from the ceiling?
No, they only cover your stuff
Can you cover foundation cracks when gardening?
It is not a good idea to cover foundation cracks with gardening. Have a knowledgeable building expert check the foundation crack and repair it. Don't hide it with plants and invite water to leak into your house.
If the upstairs patio is leaking through to the family room below - will homeowners insurance cover it?
If it was a sudden leak, they would cover it. But the would not pay to fix the leak in the patio
Does insurance cover a settling concrete foundation if there were multiple plumbing leaks under it in the past?
This could be a complex situation. If the home has been insured with the same insurance company during all of these plumbing leak losses and now the foundation damage it would be wise to report a claim. Expert opinions on the cause of the foundation problem may be required in order to assess coverage. Sometimes insurance companies hire the expert to look into it (oftenly to support a denial, unfortunately). //
Does homeowners insurance cover a water leak from a well to the house. It is outside.?
No, it is just for the house and contents.
What does insurance cover in the case of water damage?
It depends on the peril, the policy form, exclusions etc. You need to turn in your claim to get this answer. If the peril/loss is covered it should also cover (barring any exclusion to the contrary), damage that resulted from the water damage.
How does a slab leak and damage usually get covered by the ins co?
The short answer is maybe. If they do cover it, there will be some qualifications, and only a claims adjuster for your company can tell you for sure. Your leak will need to be inside the walls of your foundation. You don't have yard insurance, you have home insurance so a leak on your service line outside of the foundation will not be covered. Sorry, but on the bright side, if that is your leak problem, it is likely the least expensive kind of hidden underground leak to repair. If the leak is on the pressure side of your plumbing and the water under the house comes up through the slab and causes damage to your home or belongings, some portion of the work is very likely to be covered. If you do not have damage to the above slab portions of your home, and the leak is inside the walls of the foundation, you may still be in luck. When you call your adjuster, they may say that they will pay to find the leak, but not to repair the leak. Have no fear! This means that the company will likely pay for the leak detection, pay to remove the slab, and whatever fill stands in the way of repairing the pipe. The company will likely not pay for the actual cutting of the pipe, the pipe and fittings to repair the leak, and the labor to repair the pipe. Then they are likely to cover the cost of fixing your home back to the original shape it was in before the work was started. Only a claims adjuster can tell you for sure, and some companies may not cover any of this at all. If you have had a slab leak problem, please write and let us know how your experience was. Who is your insurance company, and was your leak a covered claim?
